These are exciting times for the market. Change is happening fast, driven by price competition and rapid innovation across every part of the industry. A major force behind this shift is the intense price competition among the big six lenders. As they battle over margins,… The post Blog: Creativity, innovation and – most important of all – advice appeared first on Mortgage Strategy.
Stamp duty relief for downsizers could free up over half a million homes within just 12 months, according to new research from national estate agency Jackson-Stops. The research, which looks at the impact of the property tax on older homeowners, found that over a fifth… The post Stamp Duty break for downsizers could unlock 500,000 homes a year appeared first on Mortgage Strategy.
First-time buyer affordability is being stretched further as increased borrowing is not keeping pace with house prices, new data from Acre suggest. The mortgage platform’s analysis of 14m affordability searches in the first half of 2025, show that first-time buyers are borrowing an average of £240,299,… The post FTB borrowing not keeping up with house prices: Acre appeared first on Mortgage Strategy.
Barclays and Clydesdale Bank are cutting mortgage rates by as much as 26 basis points tomorrow, with a number of Barclays’ deals dropping below 4%. In Barclays’ remortgage range, a two-year fixed rate at 75% LTV will reduce by 15bps from 4.14% to 3.99%, with… The post Barclays cuts more deals below 4%; Clydesdale slashes rates appeared first on Mortgage Strategy.
Atom has launched a number of near-prime products with rates from 5.09%. The deals come with a £1,500 arrangement fee and are available at up to 90% loan-to-value. The range includes both purchase and remortgage deals. Two-year fixes start from 5.09%, while three and five-year… The post Atom launches near-prime deals appeared first on Mortgage Strategy.
