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Mortgage Strategy is delighted to reveal the Mortgage Innovation & Technology Awards 2026 finalists, celebrating the outstanding businesses, teams, and individuals pushing innovation forward across the mortgage and technology landscape. Congratulations to everyone who has made the shortlist, being recognised among the industry’s leading innovators… The post Mortgage Innovation & Technology Awards 2026 finalists announced appeared first on Mortgage Strategy.

Virgin Money will increase rates by up to 0.30% on purchase and remortgage products. Purchase two- and five-year fixes will rise by 0.30%, while two-year trackers will go up by 0.10%. In the same range, 10-year fixes will increase by 0.15% and shared ownership fixes… The post Virgin becomes latest lender to push rates up appeared first on Mortgage Strategy.

The Chartered Institute of Housing (CIH) is calling on the UK government to carry out a comprehensive review of shared ownership in England. The institute is warning that the tenure must be financially sustainable over the long term, rather than simply affordable at the point… The post CIH calls for review of shared ownership over long-term affordability appeared first on Mortgage Strategy.

The Mortgage Works has made enhancements to its application process to broaden support for landlords including age criteria and maximum total borrowing. The lender has increased the maximum age at application for first-time landlords from 70 to 75, up to 70% loan-to-value (LTV). There will… The post The Mortgage Works changes age criteria and max total borrowing for landlords appeared first on Mortgage Strategy.

Sesame Bankhall Group (SBG) has moved to the next stage of development for OneView, its adviser and principal platform launched earlier this year. The next phase will be supported through a new technology partnership with JammJar, a mortgage and protection technology specialist using AI. SBG… The post SBG partners with JammJar to accelerate OneView development appeared first on Mortgage Strategy.

Allica Bank has expanded the use of an automated valuation model (AVM) in its bridging finance proposition. The bank has increased the maximum LTV from 70% to 75% and the maximum loan size for an AVM has moved from £750,000 to £2 million. It says… The post Allica Bank expands resi AVM bridging proposition appeared first on Mortgage Strategy.

Hampshire Trust Bank has promoted Athens Piponides to lending manager within its development finance team. Piponides took up the role yesterday after an internal recruitment process. Prior to the promotion, he spent more than two years as a relationship manager at HTB. In his new… The post HTB appoints development finance lending manager appeared first on Mortgage Strategy.

Pepper Money has reduced rates across its residential and buy-to-let (BTL)ranges. The latest changes include lower rates across Pepper Money’s BTL range for both personal and limited company landlords, as well as reductions across residential two-year fixed products up to 75% LTV. Selected five-year fixed… The post Pepper, Leeds, Keystone, April and Rely make rate changes appeared first on Mortgage Strategy.

Stamp duty is deterring millions of people from moving home and weighing heavily on housing transactions, according to research from Yorkshire Building Society. Reducing barriers to moving and restoring the number of housing transactions back to historic highs could boost the economy by £66bn over… The post Stamp duty deterring millions of movers: YBS appeared first on Mortgage Strategy.

Evolve Lending Group has joined the Bridging & Development Lenders Association (BDLA) as a lender member. Evolve Lending Group is an independent, privately-funded secured lender operating in an exclusive joint venture partnership with Empowered Pensions Group. Evolve provides standalone first-charge bridging over £750,000, as well… The post BDLA adds Evolve as lender member appeared first on Mortgage Strategy.