Month: August 2025

The post Over 3 million locked out of the housing market: Pepper Money appeared first on Mortgage Strategy.

Jitty has partnered with L&C Mortgages as its mortgage advice partner to develop and launch a monthly budget calculator built into its property listings. The feature will allow homebuyers to search for a new home by typical average monthly repayment amounts instead of the asking… The post Jitty partners with L&C Mortgages as advice partner appeared first on Mortgage Strategy.

The Conveyancing Association (CA) has added conveyancing technology platform LMS as an affiliate member. LMS, which has more than 30 years of experience, works with a network of more than 4,000 law firms. It delivers a range of solutions, including LMS Panel Link, LMS Select,… The post The Conveyancing Association adds LMS as affiliate member appeared first on Mortgage Strategy.

Bradford retained pole position as the UK’s leading housing hotspot in the three months to July, according to the latest research from OnTheMarket.   The property website’s Hotspots Index looks at the number of available sales properties over a quarter, comparing that against the volume of onsite activity,… The post Bradford retains crown as UK’s top homes hotspot: OnTheMarket   appeared first on Mortgage Strategy.

This week’s top headlines: Chancellor considers replacing stamp duty with new property tax, and weighs up mansion tax for homes over £1.5m Explore these and other major industry updates below: Chancellor considers replacing stamp duty with new property tax: Report Chancellor Rachel Reeves is weighing… The post Mortgage Strategy’s Top 10 Stories: 18 Aug to 22 Aug appeared first on Mortgage Strategy.

Describe your firm in a few sentences. Cutting Edge Mortgages is a directly authorised conglomerate of brokers and staff, all working towards personal and firm-wide goals. We all have a wide range of skills and expertise, and we support each other to provide the best… The post Broker Focus: Rebecca Wilkins, principal mortgage and protection adviser at Cutting Edge Mortgages appeared first on Mortgage Strategy.

Reports that the Chancellor is looking at plans to add a mansion tax to homes worth over £1.5m could destabilise the current market for higher value homes.   One measure being weighed up by the Treasury is to end the longstanding capital gains tax exemption… The post Mansion tax may hit current high-value homes market, says industry   appeared first on Mortgage Strategy.

Bond yields hit a two-month high as investors view any further interest rate cuts this year as unlikely.   Two-year bond prices jumped to their highest level since 9 June, rising three basis points to around 3.999%, as markets priced in later rate cuts by… The post Bond yields rise with markets gloomy on further 2025 rate cuts    appeared first on Mortgage Strategy.

There were few lenders making rate changes this week, but despite the reduced activity, there were a couple of prominent brands tweaking rates. And as Moneyfactscompare.co.uk finance expert Rachel Springall explains this movement led to a slight fall of 0.01% to the two- and five-year… The post Average five-year rate below 5% for first time since 2023: Moneyfacts appeared first on Mortgage Strategy.

TSB has cut residential fixed-rate loans by up to 30 basis points, Keystone Property Finance reduces selected expat rates by up to 40bps, while Gatehouse Bank has announced a rental rate reduction of 25bps across its buy-to-let purchase plans.   The high street bank says its… The post TSB, Keystone and Gatehouse Bank cut rates   appeared first on Mortgage Strategy.