Month: September 2025

Market Financial Solutions offers valuation refund  

Market Financial Solutions has launched a new valuation refund offer and updated its bridging range.   The specialist lender, which focuses on large and complex loans, says its valuation refund is available on its residential and commercial bridging ranges, as well as its Bridge Fusion… The post Market Financial Solutions offers valuation refund   appeared first on Mortgage Strategy.

Average mortgage rates inch upwards: Moneyfacts

Average two, three and five-year mortgage rates shifted upwards by a basis point or two over the past week, Moneyfacts’ analysis shows. Looking at the overall averages across all LTV tiers, two-year fixed rates increased by 1 bp to 4.97%, three-year fixed rates by 2… The post Average mortgage rates inch upwards: Moneyfacts appeared first on Mortgage Strategy.

Santander pilots streamlined customer payslip proof with Experian  

Santander has started work with Experian to trial the credit checking firm’s new work report service, which aims to simplify the vetting of income and employment information.     “The work report is a quick, simple and secure way for us to verify income and employment… The post Santander pilots streamlined customer payslip proof with Experian   appeared first on Mortgage Strategy.

Planning reform fails to impress UK landlords – Landbay

Less than a quarter of the UK’s landlords feel planning reform will positively impact their business. This is according to a survey from specialist buy-to-let lender Landbay which found that more than three-quarters of property investors (77%) think planning reforms will not affect their BTL… The post Planning reform fails to impress UK landlords – Landbay appeared first on Mortgage Strategy.

Halifax adds broker new build information hub   

Halifax Intermediaries has created a new build hub, which brings together the information on the lender policies on the purchase of new build homes and affordable housing schemes.   It explains its definitions of newly built, refurbished and converted properties as well as detailing modern… The post Halifax adds broker new build information hub    appeared first on Mortgage Strategy.

Keystone adds multi-unit holiday lets to range

Keystone Property Finance has expanded its holiday let range to include new multi-unit holiday let products. Keystone, which introduced the new products in direct response to feedback from brokers, will now lend on properties containing up to six units. The new range includes a 5.89%… The post Keystone adds multi-unit holiday lets to range appeared first on Mortgage Strategy.

Principality lowers prices by up to 0.15%, Atom cuts prime and near prime rates

Principality Intermediaries has lowered rates by as much as 0.15% while Atom bank has made further cuts to prime and near prime prices. Principality has trimmed its residential five-year fixed 75% loan-to-value (LTV) with a fee of £1,395 by 0.15$ while its two-year fixed 75%… The post Principality lowers prices by up to 0.15%, Atom cuts prime and near prime rates appeared first on Mortgage Strategy.

OMS renews strategic integration agreement with Twenty7tec

One Mortgage System (OMS) has renewed its strategic integration agreement with Twenty7tec. The continued partnership enables users of the OMS platform to access Twenty7Tec’s sourcing capabilities across product, criteria and affordability. with no need to rekey. In addition, advisers can generate ESIS and Evidence of… The post OMS renews strategic integration agreement with Twenty7tec appeared first on Mortgage Strategy.

PMS Mortgage Club adds Afin Bank to lender panel   

PMS Mortgage Club has added Afin Bank to its panel of lenders, which expands the lender’s broker footprint.   The new bank launched in July with a range of residential and buy-to-let home loans aimed at some of the UK’s most underserved borrowers, after gaining… The post PMS Mortgage Club adds Afin Bank to lender panel    appeared first on Mortgage Strategy.

Rayner admits underpaying stamp duty on second home

Angela Rayner has admitted to underpaying stamp duty on her second home, putting her position under threat. The Deputy Prime Minister has referred herself to the prime minister’s ethics adviser after confirming she will have to pay more of the property tax.  This comes after… The post Rayner admits underpaying stamp duty on second home appeared first on Mortgage Strategy.

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