The body representing assessors who carry out energy performance certificate testing has challenged some of the findings in a report led by Atom Bank on the real scale of carbon emissions. Released today, the study by Atom in conjunction with Experian and the University of… The post Energy professionals query EPC study findings appeared first on Mortgage Strategy.
Accord has eased its criteria for foreign nationals and for borrowers who receive Universal Credit. The intermediary lender has increased the maximum loan-to-value to 90% for applicants who do not have indefinite leave to remain in the UK. Its higher LTV applies to single or… The post Accord relaxes rules for foreign nationals and Universal Credit appeared first on Mortgage Strategy.
Government ministers will meet with high-street banks tomorrow and call on them to make first-time buyers their “top priority” as Labour focuses on boosting homeownership. Housing minister Matthew Pennycook and new economic secretary Lucy Rigby (pictured) will host a roundtable with senior bankers at… The post Government calls in banks to tell them to make FTBs ‘top priority’ appeared first on Mortgage Strategy.
LiveMore has launched a limited edition cashback product, handing customers £1,000 on completion. The later life lender says the offer is available on purchase and remortgage options, for retirement interest-only, standard capital and interest, interest-only, or part-and-part mortgages. Its new cashback option applies to loans of more… The post LiveMore launches limited edition £1,000 cashback product appeared first on Mortgage Strategy.
Saffron for Intermediaries has confirmed a series of updates to its Retentions Range. For Residential Retention (including those customers coming off first time buyer, self-build and contractor/self-employed deals), Saffron has introduction of £999 fee products priced lower in all segments (60%-90% LTV). The lowest rate… The post Saffron revamps Retentions Range appeared first on Mortgage Strategy.
Hello, market watchers, and welcome back from wherever you have been. For those of you who have been holding the fort for others, thank you. It has been an eventful summer, to say the least, and the next few weeks promise to be as unpredictable… The post Market Watch: Is this the real life? Is this just fantasy? appeared first on Mortgage Strategy.
Brokers can now use Xplan Mortgage software to submit decisions in principle for all Nationwide home applications, says financial technology firm Iress. The tech business adds that its software supports self-employed, contractors, foreign nationals and interest-only loan enquiries made through the lender, adding that it is… The post Nationwide and Iress partner on DIP applications appeared first on Mortgage Strategy.
First Mortgage Solutions has hired Jamie Morgan as the new sales director of the South Wales-based mortgage and protection business. It says Morgan’s task will be to “drive sales performance, build strong partnerships, and support the firm’s commitment to making the mortgage journey simple, transparent,… The post First Mortgage Solutions hires Morgan as sales director appeared first on Mortgage Strategy.
Pexa has added sales and purchase functions to its existing remortgage option on its digital property exchange platform. The move follows the completion of its first digital sale and purchase transaction with Hinckley & Rugby and Muve earlier this year. The firm says: “Combining the capabilities of… The post Pexa adds sales and purchase function to property platform appeared first on Mortgage Strategy.
The number of borrowers who locked into a new deal up to six months before their previous deal matured jumped by 43% in the latest set of data from the FCA. Data collected by the regulator on uptake of the voluntary Mortgage Charter show that… The post Jump in borrowers locking in early then switching again: FCA appeared first on Mortgage Strategy.
