Day: October 30, 2025

The Financial Ombudsman Service (FoS) has reported that residential first charge mortgages and buy-to-let (BTL) mortgage complaints both increased by 27% between July and September this year. During the period, there were 1,170 complaints about residential first charge mortgages, while BTL mortgage complaints totalled 186.… The post Resi first charge and BTL mortgage complaints both rise by 27%: FoS appeared first on Mortgage Strategy.

United Trust Bank has promoted Caroline Mirakian to the role of mortgages, BTL and bridging proposition and marketing director, with a remit “to champion the voice of brokers”.   Mirakian, who joined the bank almost three years ago, was previously sales and marketing director at… The post UTB promotes Mirakian to become ‘broker champion’   appeared first on Mortgage Strategy.

HSBC and TSB are cutting mortgage rates, while Co-operative Bank is adding a number of new deals tomorrow. TSB will be lowering costs for a number of residential mortgage deals. Two-year fixed house purchase products will reduce by up to 20bps, while two-year fixed remortgage… The post HSBC and TSB to cut rates tomorrow, plus Co-op adds deals appeared first on Mortgage Strategy.

The Mortgage Works has made made enhancements to support landlords who want to grow their portfolios. The lender has increased the maximum loan per property to £2 million for buy-to-let (BTL) and limited company applications up from £1.5 million previously and £1 million for let… The post The Mortgage Works enhances range to support landlords growing their portfolios appeared first on Mortgage Strategy.

Nearly 82% of mortgage brokers have used ChatGPT or other artificial intelligence tools within the past three months, new research has found. The survey, by Paradigm, revealed that almost 87% of advisers want to learn more about how to use AI in their business. However,… The post Almost 82% of brokers are using ChatGPT and other AI tools appeared first on Mortgage Strategy.