Network Consulting’s latest mortgage network table for third quarter 2025 paints a clear picture of a market in motion. With 9,614 appointed representative (AR) firms and 16,127 advisers holding mortgage permissions, the AR intermediary sector continues its steady upward trajectory. This marks a sustained rise… The post Advisers seeming to prefer the AR model appeared first on Mortgage Strategy.
Market Harborough Building Society has cut its residential larger loan rates by up to 26 basis points, for cases between £3m and £5m. The mutual says its variable and two-, three- and five-year fixed larger loan rates have dropped by the following: Tier one… The post Market Harborough BS cuts large resi loans by up to 26bps appeared first on Mortgage Strategy.
Newcastle for Intermediaries has launched its new low-deposit mortgage proposition to the rest of market. This follows its initial launch with London and Country Mortgages, Connells Group and Mortgage Advice Bureau in September. First Step is designed to boost options for first-time buyers with smaller… The post Newcastle for Intermediaries broadens low-deposit loan distribution appeared first on Mortgage Strategy.
Landbay has launched two new premier like-for-like products. The buy-to-let (BTL) lender has introduced a premier like-for-like two-year fixed rate remortgage at 4.49% with a maximum 75% loan-to-value (LTV) and a 2% fee. It has also added a product transfer two-year fixed rate with a… The post Landbay launches two premier like-for-like products appeared first on Mortgage Strategy.
Chetwood Bank has signed a deal with Target that sees the business processing firm manage the digital challenger’s loan products. The bank, which also owns broker-only landlord lender ModaMortgages, says the agreement means Target now handles its “full end-to-end loan account management”. Chetwood Bank… The post Chetwood Bank signs loans management deal with Target appeared first on Mortgage Strategy.
The Intermediary Mortgage Lenders Association (IMLA) has welcomed the government’s consultation on reforming the home buying and selling process. The association describes the consultation as “a long-overdue opportunity to modernise one of the most outdated elements of the housing market”. Imla highlights four areas of… The post Lenders back govt reform on home buying and selling process: Imla appeared first on Mortgage Strategy.
Building societies have renewed their warning that tightening caps on cash individual savings accounts could push up the cost of mortgages. The call comes after the Treasury has revived plans to overhaul tax-free Isas that seemed to have been shelved after opposition from mutual… The post Mutuals renew warning that cutting cash Isa caps will lift mortgage costs appeared first on Mortgage Strategy.
United Trust Bank has cut selected buy-to-let fixed rate loans across its single let houses in multiple occupation, multi-unit freehold blocks and holiday ranges by up to 190 basis points. The lender says highlights include: Standard range: Two-year fixes start from 3.89%, down from… The post United Trust Bank cuts selected BTL rates by up to 190bps appeared first on Mortgage Strategy.
Knowledge Bank has launched its new tool AffCalc, marking its transition to full release. AffCalc allows brokers to make edits at any stage and re-run the calculation without restarting the process. It also has built-in criteria integration and provides API connectivity to enable seamless use… The post Knowledge Bank launches full release of AffCalc appeared first on Mortgage Strategy.
Back in 2005, YouTube was launched, Apple delivered the iPod shuffle, and autonomous cars and robotic assistants were revealed for the first time. And, on Monday 7 November, I joined the mortgage industry. My first role was as head of Halifax’s Intermediary Service Centre in… The post Tech Watch: Digitisation is crucial appeared first on Mortgage Strategy.
