Day: November 12, 2025

The government is investigating building extra new towns to help meet its target of 1.5 million new homes by the end of this parliament, says housing secretary Steve Reed. Reed has committed to the government’s major homebuilding promise, and made his now infamous call on… The post Housing secretary hints at extra new towns when grilled on 1.5 million housebuilding targets appeared first on Mortgage Strategy.

Hodge Bank has increased its maximum loan size to £3m at 75% loan-to-value (LTV) and up to £1m at 90% LTV. The lender says it continues to work with the broker community to understand what it can do to ensure borrowers have the flexibility to… The post Hodge increases maximum loans and LTVs appeared first on Mortgage Strategy.

There are still “structural challenges” to homeownership that must be confronted, according to Financial Conduct Authority (FCA) chief executive Nikhil Rathi. Speaking at the L&G Mortgage Club conference today, Rathi praised the performance of lenders and brokers, especially during the Covid pandemic, cost of living… The post FCA chief flags up ‘structural challenges’ to homeownership appeared first on Mortgage Strategy.

With the Autumn Budget approaching, mortgage brokers say uncertainty over government housing and tax policy is the biggest external factor impacting homebuyers, research from Nottingham Building Society reveals. The research shows that the concern now ranks ahead of interest rates, inflation and even the cost… The post Brokers warn housing policy uncertainty is impacting homebuyer activity: Notts BS appeared first on Mortgage Strategy.

Barclays is cutting mortgage rates on a number of purchase, remortgage and existing customer deals by up to 21 basis points tomorrow. In the lender’s purchase range, a number of deals at 85% loan-to-value are being reduced. Within this LTV tier, a two-year fixed with… The post Barclays to cut rates by up to 21bps tomorrow appeared first on Mortgage Strategy.