Day: December 13, 2025

Mortgage Strategy’s Top 10 Stories: 08 Dec to 12 Dec

This week’s top headlines: Twenty7tec launches data analytics platform INSIGHT Pro and Brokers remain ‘indispensable’ as use of AI continues to rise. Explore these and other major industry updates below:  Santander’s lowest rate now 3.51%, Barclays and NatWest also cut prices Santander has cut… The post Mortgage Strategy’s Top 10 Stories: 08 Dec to 12 Dec appeared first on Mortgage Strategy.

Most landlords ‘can’t afford’ EPC upgrades: NRLA research

Government plans to introduce a minimum EPC of C for rented homes are “financially unviable” for most landlords, the National Residential Landlords’ Association has warned. Landlords will be expected to spend up to £15,000 per property to meet the new minimum energy efficiency standards. However,… The post Most landlords ‘can’t afford’ EPC upgrades: NRLA research appeared first on Mortgage Strategy.

Price-cutting slows but hopes build for BoE rate drop: Moneyfacts

The momentum of price-cutting by lenders slowed this week, as the market paused for breath ahead of an expected drop in the Bank of England base rate next Thursday, Moneyfacts’ analysis found. Overall, average fixed rates saw little movement over the past seven days, though… The post Price-cutting slows but hopes build for BoE rate drop: Moneyfacts appeared first on Mortgage Strategy.

Private housing work falls as construction sector struggles

Total UK construction output is estimated to have fallen by 0.3% in the three months to October 2025, according to the latest figures from the Office for National Statistics. Monthly construction output is estimated to have fallen by 0.6% in October 2025; this follows an… The post Private housing work falls as construction sector struggles appeared first on Mortgage Strategy.

FCA fines Nationwide £44m for anti-fraud failures

The FCA has fined Nationwide Building Society £44m for weaknesses in its systems for preventing financial crime. Between October 2016 and July 2021, Nationwide had ineffective systems for keeping up-to-date due diligence and risk assessments for all its personal current account customers and for monitoring… The post FCA fines Nationwide £44m for anti-fraud failures appeared first on Mortgage Strategy.

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