The pace of mortgage rate cuts is low but continuing, the latest rate watch data from Moneyfacts reveals. Week-on-week, the average two-year fixed rate fell from 4.84% to 4.82% and the average five-year fixed rate fell by 1bps to 4.90%. Meanwhile, the Moneyfacts Average Mortgage… The post Pace of lender rate cuts stays low, says Moneyfacts appeared first on Mortgage Strategy.
Housing sales in 2025 so far have hit 1.2 million, the highest level for three years, according to Zoopla. But house prices have lagged, with the typical property now worth £270,300, Zoopla said, 1.1% more than the same point in 2024. That is less than… The post House sales hit three-year high, says Zoopla appeared first on Mortgage Strategy.
Mortgage industry leaders are torn over whether the Financial Conduct Authority should provide guidance on the use of AI or remain as flexible as possible to give firms maximum freedom to innovate. Speakers on the Leader Panel: Building the Future of the Mortgage Business talked… The post MIT Live: Mortgage leaders conflicted over FCA’s stance on AI appeared first on Mortgage Strategy.
Homebuyers paid £13.7 billion in Stamp Duty between January and November of 2025, according to analysis of the latest HM Revenue & Customs figures by Coventry Building Society. This was 19% higher than the £11.5 billion paid over the same period of 2024. In November… The post Homebuyers paid £13.7bn Stamp Duty in 2025 so far appeared first on Mortgage Strategy.
As 2025 comes to an end, the protection industry is experiencing a period of transformation. This is being shaped by evolving consumer needs, greater regulatory uncertainty, and increasing expectations for technology, most notably AI, to impact our industry. Pleasingly, this year we have seen steady… The post Blog: The protection market is transforming appeared first on Mortgage Strategy.
