Month: December 2025

The Mortgage Works lowers rates by up to 0.20%

The Mortgage Works has reduced rates by up to 0.20% across selected buy-to-let (BTL), limited company BTL and HMO products for existing customers. The lender’s switcher rate reductions include its two-year fixed rate BTL product, with a 3% fee, available up to 75% loan-to-value, which… The post The Mortgage Works lowers rates by up to 0.20% appeared first on Mortgage Strategy.

Twenty7tec and SmartSearch expand partnership

SmartSearch has expanded its partnership with Twenty7Tec to provide client verification for advisers, lenders and providers across mortgages, protection and wealth. SmartSearch’s SmartDoc, powered by Daon, will be integrated into Twenty7Tec’s ADVICE Platform. This will enable users to verify clients securely and quickly without the… The post Twenty7tec and SmartSearch expand partnership appeared first on Mortgage Strategy.

Paragon Bank profits flat, loan book rises

Paragon Banking Group’s pre-tax profits have risen 0.4%, according to the firm’s latest full-year results. Paragon made a pre-tax profit of £293.9million, according to its annual results for the year to 30 September 2025. That is a small rise from £292.7 million for the previous… The post Paragon Bank profits flat, loan book rises appeared first on Mortgage Strategy.

Mortgage lending bounces back in Q3: UK Finance

Mortgage lending for house purchase rebounded in the third quarter after a slump following the rush to beat April’s stamp duty deadline. The latest figures from UK Finance show that house purchase lending for the first three quarters of the year reached £128 billion, which… The post Mortgage lending bounces back in Q3: UK Finance appeared first on Mortgage Strategy.

GB Bank launches broker-focused website

GB Bank has launched its newly redeveloped website to better serve intermediaries and customers. The new site shows GB Bank’s proposition across its lending and savings products with a focus on supporting the intermediary sector. A dedicated intermediary section has been introduced to provide resources… The post GB Bank launches broker-focused website appeared first on Mortgage Strategy.

C&M Wealth integrates bridging criteria with Knowledge Bank

C&M Wealth has integrated its bridging criteria with Knowledge Bank. C&M Wealth specialises exclusively in bridging finance and provides tailored lending solutions across residential, semi-commercial and commercial property. Its product range includes purchases, refinances, capital raises, auction finance, and light/heavy refurbishments and development finance. It… The post C&M Wealth integrates bridging criteria with Knowledge Bank appeared first on Mortgage Strategy.

UK’s major lenders pass BoE stress tests

Britain’s major lenders have all passed the Bank of England’s latest round of stress tests. The BoE’s latest Financial Stability report shows that the Barclays, HSBC, Lloyds Banking Group, NatWest, Santander and Nationwide have enough capital to withstand a deep global recession, large declines in… The post UK’s major lenders pass BoE stress tests appeared first on Mortgage Strategy.

Average rent cost drops for fourth consecutive month: Goodlord

The average cost of rent across England reduced by 2.4% during November, taking averages down from £1,276 in October to £1,245 in November, Goodlord reveals. This marks the fourth consecutive month of rental average reductions following the rental price peak in July, when prices hit… The post Average rent cost drops for fourth consecutive month: Goodlord appeared first on Mortgage Strategy.

Paragon increases BTL maximum loan limits

Paragon Bank has increased its maximum loan limits across its range of buy-to-let (BTL) mortgages, as well as removing minimum income requirements for portfolio landlords. The changes to maximum loan limits include up to £800,000 at 80% loan-to-value (LTV), an increase from £750,000, up to… The post Paragon increases BTL maximum loan limits appeared first on Mortgage Strategy.

One week left before MIT Live!

The countdown is officially on for the biggest event in mortgage innovation. Mortgage Strategy’s Mortgage Innovation & Technology Live (MIT Live) event takes place on Tuesday 9 December at Convene in central London and is uniquely designed to empower forward-thinking mortgage and protection business leaders… The post One week left before MIT Live! appeared first on Mortgage Strategy.

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