After Allsop’s November 2025 commercial auction had raised £31.8m, something revealing happened: just over three-quarters of buyers paid in cash. Every buyer surveyed said they’d look to purchase again. Thirteen lots sold for more than 10% above reserve. This wasn’t distressed selling to opportunistic bargain… The post Commercial Watch: Finding value at the bottom appeared first on Mortgage Strategy.
House prices will rise between 2% and 3% in 2026 as the market starts to pick up, according to predictions from estate agent Jackson-Stops. Jackson-Stops said the Autumn Budget has given the market relief from concerns over more punitive wealth and property taxes, at least… The post House prices to rise 2-3% in 2026, Jackson-Stops predicts appeared first on Mortgage Strategy.
Vernon Building Society has launched of a new joint borrower sole proprietor (JBSP) range of products. The JBSP range of mortgages allows for up to four applicants’ incomes to be considered to support mortgage affordability, with the non-occupying borrowers usually being close family members such… The post Vernon BS launches JBSP range appeared first on Mortgage Strategy.
Barclays has reduced rates by as much as 0.29% with the lowest rate now at 3.70%. The purchase premier three-year fixed at 60% loan-to-value (LTV) with a product fee of £899 has been lowered from 3.97% to 3.70%. It has also cut the three-year fixed… The post Barclays trims prices by up to 0.29% with lowest rate at 3.70%, Suffolk reduces rates appeared first on Mortgage Strategy.
The Government should actively encourage building on brownfield sites and turning offices and other commercial property into homes to help solve the housing crisis according to members of the Family Building Society. Well over half of those who took part in the society’s latest six-monthly… The post Use brownfield sites to help solve housing crisis: Family BS survey appeared first on Mortgage Strategy.
Overall gross lending is set to rise by 4% to £300bn in 2026, UK Finance predicts. In its Mortgage Market Forecast for 2026, data shows lending for house purchases grew by 22% this year to £176bn, with a notable spike in activity in advance of… The post Mortgage lending to increase 4% in 2026 but fewer transactions expected: UK Finance appeared first on Mortgage Strategy.
Average new seller asking prices fall by 1.8% this month to £358,138, the latest Rightmove house price index reveals. The Rightmove data shows that this larger than usual December drop means that prices are 0.6% (-£2,059) lower at the end of 2025 than in 2024.… The post House prices fall by 1.8% with bigger than usual Boxing Day bounce expected: Rightmove appeared first on Mortgage Strategy.
Government plans to introduce a minimum EPC of C for rented homes are “financially unviable” for most landlords, the National Residential Landlords’ Association has warned. Landlords will be expected to spend up to £15,000 per property to meet the new minimum energy efficiency standards. However,… The post Most landlords ‘can’t afford’ EPC upgrades: NRLA research appeared first on Mortgage Strategy.
The momentum of price-cutting by lenders slowed this week, as the market paused for breath ahead of an expected drop in the Bank of England base rate next Thursday, Moneyfacts’ analysis found. Overall, average fixed rates saw little movement over the past seven days, though… The post Price-cutting slows but hopes build for BoE rate drop: Moneyfacts appeared first on Mortgage Strategy.
Total UK construction output is estimated to have fallen by 0.3% in the three months to October 2025, according to the latest figures from the Office for National Statistics. Monthly construction output is estimated to have fallen by 0.6% in October 2025; this follows an… The post Private housing work falls as construction sector struggles appeared first on Mortgage Strategy.
