West One has expanded into the commercial mortgage market. The specialist finance lender’s commercial product will initially be available to a select group of commercial mortgage brokers through a product pilot. There will be a full-market release directly after the conclusion of the pilot. Commercial… The post West One enters commercial mortgage market appeared first on Mortgage Strategy.
Keystone Property Finance has completed a £400m securitisation of buy-to-let loans. The specialist buy-to-let lender says its Hops Hill No.5 package of loans, which included £80m of pre-funding, saw “significant oversubscription” across the entire capital stack. The Class AAA notes priced at Sonia-plus-73-basis-points and was… The post Keystone seals £400m BTL securitisation appeared first on Mortgage Strategy.
Paragon Bank has introduced a streamline buy-to-let (BTL) mortgage application journey for landlords with up to 15 properties. The lender will use its new mortgage origination platform to pre-populate much of the application information required. The new application will initially only ask for a valuation… The post Paragon Bank streamlines BTL application process appeared first on Mortgage Strategy.
Rents spiked across the country in June, according to the latest Goodlord Rental Index. As the market moves into its busiest period, month-on-month rents were up by over 3%, including a major spike in the South West. Rental price averages are now 3.2% higher year-on-year.… The post June sees record rents but signs market pressures easing: Goodlord appeared first on Mortgage Strategy.
CHL Mortgages for Intermediaries has joined the All Money Matters’ lender panel via its 1APP aggregator platform. The partnership means brokers using the 1APP platform will now be able to access CHL Mortgages for Intermediaries’ full range of products which are available to individual and… The post All Money Matters adds CHL Mortgages to its lender panel appeared first on Mortgage Strategy.
The housing market is recalibrating after a wave of buyers rushed to complete purchases before the stamp duty increase in April — prompting fears of a post-deadline slowdown. At the same time, however, falling mortgage rates and more flexible lending have helped to counter some… The post What lies ahead for house prices? appeared first on Mortgage Strategy.
Dudley Building Society posted gross mortgage lending up 8.8% to £124m last year compared to 12 months ago. It also reported an 8.4% increase in its mortgage book for the financial year 2024/25, growing lifting to £517m, for the firm which focuses on buy-to-let, holiday let, self-build, expat, and retirement loans. Over the last… The post Dudley Building Society sees gross mortgage lending rise to £124m appeared first on Mortgage Strategy.
Shawbrook has enhanced its lending criteria to support landlords investing in serviced accommodation. Throughout 2024, Shawbrook’s internal data recorded a 14% increase in landlords investing in Multi-Unit Freehold Blocks (MUFBs), and the momentum in this space has carried into 2025. To meet this demand, the… The post Shawbrook boosts lending criteria for landlords appeared first on Mortgage Strategy.
Vida Homeloans has relaxed its residential affordability assessments, allowing customers to borrow over £17,000 extra on shorter-term fixed-rate products. The specialist lender says its new calculations apply to first-time buyers, home movers and remortgagers. These changes could mean two applicants each earning £25,000 a year, with… The post Vida stress test changes allow more than £17,000 of extra borrowing appeared first on Mortgage Strategy.
Mortgage Strategy Awards 2025 Personality of the Year Can you give us an overview of your career to date? The story of my career falls into three chapters: financial advice, business development and business leadership. But the prologue was football. I was the youngest in my… The post One to One: Jason Berry, group sales director, Crystal Specialist Finance appeared first on Mortgage Strategy.
