This week’s top headlines: Ground rent to be capped at £250 per year and the FCA seeks views on how to help close protection gap. Explore these and other major industry updates below: Campaigners fear government u-turn on ground rent cap Leasehold campaigners have urged… The post Mortgage Strategy’s Top 10 Stories: 26 Jan to 30 Jan appeared first on Mortgage Strategy.
Average fixed-rate mortgage prices rose this week, according to analysis by Moneyfacts, but largely due to major increases by one lender skewing the figures. The latest Moneyfacts rate watch found that the typical two- and five-year fixed rate rose by 8bps this week, to 4.85%… The post Headline mortgage rates rise this week, but underlying cuts dominate: Moneyfacts appeared first on Mortgage Strategy.
The government is its own worst enemy with meeting housing targets, according to politician Vince Cable. Government interventions have made housing targets, which were already looking unrealistic with the slowdown in new builds, even more difficult, according to the independent Housing Oversight Committee headed by… The post Government is ‘own worst enemy on housing’: Vince Cable appeared first on Mortgage Strategy.
Net mortgage approvals for house purchase fell by 3,100 to 61,000 in December 2025, according to the latest Bank of England (BoE) Money and Credit report. Remortgaging approvals rose by 1,600 to 38,400, while net borrowing of consumer credit by individuals fell to £1.5 billion… The post Mortgage approvals fall in December as remortgaging rises appeared first on Mortgage Strategy.
Residential property transactions were 100,440 in December 2025, down less than 1% from November, according to HM Revenue & Customs (HMRC). The provisional seasonally adjusted December 2025 figure is 5% higher than in December 2024, HMRC said. Non-seasonally adjusted residential transactions increased by 1% in… The post Property transactions flat in ‘resilient’ December appeared first on Mortgage Strategy.
Fleet Mortgages has introduced a new range of 65% LTV mortgage products. The buy to let specialist lender’s new 65% LTV products include: Standard and Limited Company: five-year fixed rate, available at 4.89% with a £1,499 fixed fee, and a free valuation up to £500k.… The post Fleet launches range of 65% LTV products appeared first on Mortgage Strategy.
Paradigm has promoted Richard Howes to the newly-created role of managing director of its Paradigm Mortgage Services business. The appointment follows a Paradigm review of its operations, including its distribution strategy. In his new role Howes will be tasked with driving growth across the business… The post Paradigm Mortgage Services promotes Howes to managing director appeared first on Mortgage Strategy.
The Future Property Transaction Group (FPT Group), a multi-stakeholder initiative instigated by Pexa, has released its Future of Residential Property Transactions report. The new report reveals that, even before major reforms to the homebuying and property sector take effect, there is opportunity for significant, additional… The post FPT Group report points to rapid productivity gains for industry appeared first on Mortgage Strategy.
conveybuddy appointed Your Conveyancer to its panel of providers who offer transactional conveyancing services. Already active on conveybuddy’s remortgage conveyancing panel since Spring 2025, Your Conveyancer is now available to broker users seeking purchase and sale conveyancing services. Your Conveyancer is a law firm, led… The post conveybuddy appoints Your Conveyancer to transactional panel appeared first on Mortgage Strategy.
Uinsure has appointed Phil Carr as intermediary director. Carr joins Uinsure with more than 25 years of experience across insurance distribution, having held senior leadership roles across the industry and most recently at Allianz. In his role, Carr will lead Uinsure’s intermediary business, with responsibility… The post Uinsure appoints Carr to lead intermediary business appeared first on Mortgage Strategy.
