Affordability remains a challenge for many would-be homeowners, with house prices still outpacing wage growth in several regions. However, we recently released new analysis of Land Registry data that will come as great news for aspirational homeowners and the brokers who support them. Our analysis… The post Comment – Purposeful action succeeds appeared first on Mortgage Strategy.
Mortgage rates have barely budged at the start of 2026, according to Moneyfacts, with just four lenders making any price changes this week. Moneyfacts said the average two-year fixed rate is now 4.83%, compared to 4.82% in Moneyfact’s last Rate Watch. The typical five-year fixed… The post New year mortgage rates barely budging, says Moneyfacts appeared first on Mortgage Strategy.
Leeds Building Society has made reductions of up to 0.26% across its mortgage range to support first-time buyers and home movers. The lender is making reductions on 169 products across its range of mainstream and interest-only mortgages. With the average property in the UK valued… The post Leeds BS cuts rates by up to 0.26% for FTBs appeared first on Mortgage Strategy.
UK house price growth slowed to 0.6% in the year to December 2025, down from 1.8% in the year to November, according to Nationwide’s latest house price index. The 0.6% figure is the lowest annual rate since April 2024, the lender said. The typical house… The post House price growth dips as 2025 ends, says Nationwide appeared first on Mortgage Strategy.
