Gen H has made rate cuts across the majority of its range, effective today at 5:30pm. The changes include a reduction of 20 basis points to two-year rates at 60% loan-to-value (LTV), 18 bps to five-year rates at 95% LTV and 15 bps to two-… The post Gen H trims prices by up to 20bps appeared first on Mortgage Strategy.
Enthusiasm for technology and artificial intelligence (AI) in the mortgage industry has never been stronger. The demand for events such as Mortgage Strategy’s MIT Live [which is covered in the MS December/January digital issue] shows just how keen brokers are to understand what’s coming and… The post Comment – Technology enhances judgement; it doesn’t replace it appeared first on Mortgage Strategy.
April Mortgages has strengthened its distribution capability with a trio of new appointments to support growth in 2026. Lewis Chinyou-Robinson has been appointed national account manager, taking responsibility for deepening partnerships with key distributors and driving service excellence.He joined April in December 2024 within operations.… The post April Mortgages chases growth with trio of appointments appeared first on Mortgage Strategy.
HSBC UK has reduced in buy-to-let (BTL) affordability stress rates for domestic customers. The bank says the change will support landlords wider lending needs with increased choice in the market. This follows the launch of 80% LTV mortgage products in March 2025 and the launch… The post HSBC UK reduces BTL stress rate appeared first on Mortgage Strategy.
Net mortgage approvals for house purchase, which is an indicator of future borrowing, fell by 500 to 64,500 in November, according to the latest Bank of England Money & Credit data. By contrast, approvals for remortgaging (which only capture remortgaging with a different lender) rose… The post Mortgage approvals dip but industry points to resilient market appeared first on Mortgage Strategy.
