Precise has lowered rates across the board and introduced 40-year term loans. The reduced rates mean prices now start from 4.48% and include adverse credit history support. Products are available with term options of up to 40 years and up to 97% loan-to-value (LTV) with… The post Precise trims prices and adds 40-year term loans appeared first on Mortgage Strategy.
Keystone Property Finance has secured a new funding line with an international investment bank to boost its lending volumes. The new funding line is in addition to the two long-standing funding partnerships already in place. Keystone Property Finance chief executive David Whittaker says: “This new… The post Keystone secures new funding line to boost lending volumes appeared first on Mortgage Strategy.
Traditional barriers to homeownership are easing, indicated by smaller deposits, consistent demand for more affordable properties, and a growing preference for higher loan-to-value (LTV) mortgages. This is according to Barclays’ latest Property Insights report which also reveals that a third of Gen Z (34%) hope… The post Gen Z upbeat on homeownership in 2026: Barclays appeared first on Mortgage Strategy.
Santander has made rate reductions to some new business residential and buy-to-let (BTL) fixed rates, effective 21 January. The cuts include residential home mover (including new build) all 60% loan-to-value (LTV) five-year fixed rates, which have been lowered by up to 0.10% and first-time buyer… The post Santander and Molo reduce rates appeared first on Mortgage Strategy.
Continued improvement in affordability helped support first-time buyer activity over 2025, according to the latest Nationwide Housing Affordability Report. Affordability is most stretched in London and South of England, while the North and Scotland are the regions most affordable. Commenting on the figures, Nationwide’s senior… The post Improved affordability boost to FTBs – Nationwide appeared first on Mortgage Strategy.
