This week’s top headlines: Ground rent to be capped at £250 per year and the FCA seeks views on how to help close protection gap. Explore these and other major industry updates below: Campaigners fear government u-turn on ground rent cap Leasehold campaigners have urged… The post Mortgage Strategy’s Top 10 Stories: 26 Jan to 30 Jan appeared first on Mortgage Strategy.
Average fixed-rate mortgage prices rose this week, according to analysis by Moneyfacts, but largely due to major increases by one lender skewing the figures. The latest Moneyfacts rate watch found that the typical two- and five-year fixed rate rose by 8bps this week, to 4.85%… The post Headline mortgage rates rise this week, but underlying cuts dominate: Moneyfacts appeared first on Mortgage Strategy.
The government is its own worst enemy with meeting housing targets, according to politician Vince Cable. Government interventions have made housing targets, which were already looking unrealistic with the slowdown in new builds, even more difficult, according to the independent Housing Oversight Committee headed by… The post Government is ‘own worst enemy on housing’: Vince Cable appeared first on Mortgage Strategy.
Net mortgage approvals for house purchase fell by 3,100 to 61,000 in December 2025, according to the latest Bank of England (BoE) Money and Credit report. Remortgaging approvals rose by 1,600 to 38,400, while net borrowing of consumer credit by individuals fell to £1.5 billion… The post Mortgage approvals fall in December as remortgaging rises appeared first on Mortgage Strategy.
Residential property transactions were 100,440 in December 2025, down less than 1% from November, according to HM Revenue & Customs (HMRC). The provisional seasonally adjusted December 2025 figure is 5% higher than in December 2024, HMRC said. Non-seasonally adjusted residential transactions increased by 1% in… The post Property transactions flat in ‘resilient’ December appeared first on Mortgage Strategy.
