Homebuyers paid £899m in Stamp Duty Land Tax in January, according to the latest HMRC statistics – up 6% from the £848m paid in January last year. January is typically a quieter month for home purchases, as many buyers avoid completing over the festive period.… The post House buyers paid £899m in Stamp Duty in January appeared first on Mortgage Strategy.
Fixed-rate mortgage pricing was flat this week, according to the latest Moneyfacts rate watch analysis. Moneyfacts found that the typical two-year fix price was 4.85%, down 1bps from last week, while the average five-year fixed rate was unchanged at 4.97%. The bigger picture was for… The post Fixed rate mortgage pricing flat for a second week, says Moneyfacts appeared first on Mortgage Strategy.
Inheritance tax (IHT) receipts reached £7.1 billion from April 2025 to Jan 2026, according to HM Revenue & Customs (HMRC) data released this morning. That is £100m higher than the same period last year. The Office for Budget Responsibility forecast that IHT will raise £9.1billion… The post Inheritance tax receipts rise to £7.1bn in 10 months appeared first on Mortgage Strategy.
Whitehall Lending has re-joined the Bridging & Development Lenders Association (BDLA) as a lender member. Whitehall Lending provides bridging, short-term, auction and development finance with loans from £100,000 up to £20 million. The BDLA now has 55 lender members, with a collective loan book of… The post Whitehall Lending rejoins the BDLA appeared first on Mortgage Strategy.
The Santander ‘Fixing the Broken Chain’ report published in Q3 last year, laid bare the true cost of inefficiency across the UK housing market – and it’s bigger than anyone imagined. According to the research, a staggering 530,000 property transactions fail every year, costing consumers… The post Blog: Why lenders and conveyancers must collaborate to fix a £1.5bn market problem appeared first on Mortgage Strategy.
