Atom bank has confirmed cuts to its Near Prime mortgages available to borrowers with small deposits. All products available at 90% loan-to-value (LTV), for both purchase and remortgage, have been reduced by 0.10%, with the cuts applying from 19th February). As a result of the… The post Atom bank and April announce rate reductions appeared first on Mortgage Strategy.
The Bridging & Development Lenders Association (BDLA) has appointed Vic Jannels as non-executive chair. Jannels was previously BDLA chief executive but stepped down after the appointment of Adam Tyler at the start of the year. The newly-created non-executive chair position will see Jannels give strategic… The post BDLA appoints Vic Jannels as non-executive chair appeared first on Mortgage Strategy.
The general vista for buy-to-let (BTL) was clouded with uncertainty and reticence throughout the latter half of 2025. Landlords were wary of investing as the Renters’ Rights Bill proceeded through parliament, and they felt general trepidation ahead of the Autumn Budget. A further tightening of… The post Buy-to-Let Watch: A brighter outlook than we thought appeared first on Mortgage Strategy.
FCA chief executive Nikhil Rathi has acknowledged that looser mortgage rules could lead to “additional distress” if interest rates rise significantly in a candid new interview. Speaking on the Fairer Finance podcast, released today, Rathi also hinted that the regulator had come under pressure from… The post FCA boss talks mortgage risk trade-offs in candid chat appeared first on Mortgage Strategy.
Pepper Money has cut rates by 50 basis points across its buy-to-let, while Nottingham Building Society is making reductions of up to 35bps on deals for landlords. At Pepper, the price cuts apply to buy-to-let rates between 70% and 80% loan-to-value, including both two and… The post Pepper and Notts chop BTL prices by up to 50bps appeared first on Mortgage Strategy.
Confidence is high among Primis brokers across the North of England, with nine in 10 expecting to write more business in 2026. Surveys conducted at Primis Kick Off events, in the North East and North West of England, found 86% of respondents also described themselves… The post Nine in 10 Primis brokers in the North expect growth in 2026 appeared first on Mortgage Strategy.
Falling swap rates give a boost to developers looking to refinance projects in 2026, according to Jonathan Samuels, chief executive of Octane Capital. Samuels said improving funding costs help improve viability and restore confidence across the specialist lending market. Octane Capital analysed the average daily… The post Falling swap rates a boon to developers, says Octane appeared first on Mortgage Strategy.
e-Money Capital has joined the Bridging & Development Lenders Association (BDLA) as a lender member. Trading as easyMoney, e-Money Capital is a property-focused peer-to-peer lending platform offering bridge and development finance secured against UK property and is authorised and regulated by the Financial Conduct Authority… The post e-Money Capital joins BDLA as lender member appeared first on Mortgage Strategy.
UK inflation has fallen to 3.0% in the 12 months to January, the Office for National Statistics reveals. January’s figures was 0.4% lower than the 3.4% reported in December. Transport, and food and non-alcoholic beverages made the largest downward contributions to the monthly change. Earlier… The post Inflation falls to 3.0% in January: ONS appeared first on Mortgage Strategy.
Nearly half (46%) of home buyers who have been in property chains say they experienced delays or transaction breakdown because of chain-related issues, Barclays reveals. Barlcays’ latest property insight data found that recent buyers and sellers report that they budgeted an average of £4,954 for… The post Property ‘chain reactions’ add an average of over £2k to moving costs: Barclays appeared first on Mortgage Strategy.
