TSB is hiking prices across all its products by 50 basis points. The lender has emailed brokers to say that it is making price rises across the board on residential, buy-to-let, product transfer and additional borrowing by half a percentage point tomorrow. The move comes… The post TSB to hike ALL products by 50bps appeared first on Mortgage Strategy.
The share of gross mortgage advances with loan-to-value (LTV) ratios exceeding 90% increased by 0.9% in Q4 2025 from the previous quarter to 8.3%, the Financial Conduct Authority and Prudential Regulation Authority reveals, representing the highest share since Q2 2008 and was 2.1% higher than… The post Mortgage advances with high LTVs reaches highest share since 2008: FCA appeared first on Mortgage Strategy.
Vida Homeloans pulled its entire buy-to-let new business range yesterday with no warning, while other lenders have given notice of BTL withdrawals today amid “exceptional” conditions. Aldermore, Quantum, Rely and Interbay have all announced they will be repricing BTL and commercial products this afternoon. In… The post BTL lenders pull entire ranges amid ‘exceptional’ volatility appeared first on Mortgage Strategy.
The UK’s private rented sector (PRS) has experienced its largest decline this century, falling by £48 billion in value in 2025, Savills reveals. However, Savills data shows that the value of owner occupied housing stock rose by £185bn in 2025 as the number of mortgage… The post UK PRS experiences a £48bn contraction in 2025: Savills appeared first on Mortgage Strategy.
The Middle East war is likely to cause higher inflation in 2026, according to the latest British Chambers of Commerce (BCC) economic forecast. The BCC said the ongoing conflict is also set to cause slow growth this year, no cuts to Bank of England base… The post Inflation to rise on back of Iran war, says British Chambers of Commerce appeared first on Mortgage Strategy.
