The release of the Financial Conduct Authority’s interim findings on the pure protection market is an important milestone in a lengthy and wide-ranging review of the sector. It’s reassuring that the FCA is not, at present, proposing market-wide structural interventions. This clarity supports stability and… The post Comment: Pure and simple appeared first on Mortgage Strategy.
HSBC is making widespread price hikes tomorrow but has not revealed new rates, while Coventry has relaunched the new business range it pulled from sale on Sunday, with prices up to 75 basis points higher. It will be the second round of increases HSBC has… The post HSBC hikes rates as Coventry replaces withdrawn range appeared first on Mortgage Strategy.
Housing affordability in England and Wales improved during 2025, according to the Office for National Statistics (ONS). The ONS has today published data on house prices and annual earnings to calculate affordability ratios for England and Wales. In 2025, the median average home in England,… The post Housing affordability improved in 2025: ONS appeared first on Mortgage Strategy.
Blackpool is the best city for downsizers, with Bristol being the worst, according to research from property experts Good Move. The research shows where sellers can maximise their equity and where smaller homes offer the least financial benefit. The study analysed house price data and… The post Blackpool the best city for downsizers, says Good Move appeared first on Mortgage Strategy.
The benchmark Moneyfacts average mortgage rate has risen from 4.89% on 2 March to reach 5.50% on 25 March. This means the typical annual cost of borrowing £250,000 over 25 years has risen by more than £1,075 per year. The last time the Moneyfacts Average… The post Average mortgage rate rises from 4.89% to 5.50% in March: Moneyfacts appeared first on Mortgage Strategy.
