Sales of 100% mortgages hit a five-year high last year, with the North West and the South West the most popular regions for zero-deposit home loans. In the first three quarters of 2025 (January to September) sales of no-deposit mortgages reached a five-year high of… The post 100% mortgage sales hit five-year high appeared first on Mortgage Strategy.
How are you all doing? Are you all OK? I don’t know about you but I’m at a bit of a loss as to what to say, yet again, apart from using the glib term ‘shock and awe’. ‘Shock’ that for some reason 2026, worried… The post Market Watch: Yet more shocks? Cue our awesome response appeared first on Mortgage Strategy.
Principality Intermediaries has relaxed its eligibility for its 5.5x loan to income (LTI) feature for first time buyers. The updates include a reduction in the minimum loan size from £180,000 to £150,000. In addition, it has decreased the minimum income threshold from £40,000 to £30,000. This… The post Principality relaxes eligibility for 5.5x LTI feature for FTBs appeared first on Mortgage Strategy.
Leeds Building Society has strengthened its intermediary distribution team with the appointment of Michelle Ward. Ward joins Leeds from Virgin Money and Clydesdale Bank, where she held the role of national accountmanager. With more than 25 years’ experience in the mortgage industry, she brings extensive… The post Leeds BS expands intermediary distribution team with Ward appointment appeared first on Mortgage Strategy.
Mortgage rates showed signs of stability this week as the conflict in the Middle East began to ease, according to the latest Moneyfacts rate watch. Average two- and five-year fixed rates remain unchanged from 6 April, at 5.9% and 5.78% respectively. However, the average two-year… The post Mortgage rates start to stabilise as conflict eases: Moneyfacts appeared first on Mortgage Strategy.
