Buy-to-let landlords hold an average of 6.5 mortgages across multiple lenders in an increasingly complex market, analysis by Pegasus Insight has found. Landlords’ average mortgage debt is now £714,000, which is typically spread across at least two different lenders, the Pegasus Q4 2025 report shows.… The post Landlords hold more than six mortgages on average: Pegasus appeared first on Mortgage Strategy.
Paradigm has appointment Nick Delawa as business development director. Delawa brings a wealth of advisory firm support experience, most recently working as a compliance risk auditor at Stonebridge, where he focused on regulatory oversight, audit management and supporting firms in meeting FCA requirements. His background… The post Paradigm hires Delawa as business development director appeared first on Mortgage Strategy.
The number of new UK buy-to-let loans was £11.2 billion in Q4 2025, according to UK Finance, up 18.2% by number and 21.3% by value year-on-year. The trade body said the growth was largely concentrated in remortgage activity. The average gross buy-to-let rental yield for… The post Buy-to-let remortgaging booms in Q4, says UK Finance appeared first on Mortgage Strategy.
Recognise Bank has appointed Luke Watson as director of intermediary sales and lending. Watson brings more than 20 years of experience across commercial real estate lending, underwriting, and credit risk. His expertise spans commercial investment, bridging, and buy-to-let lending, underpinned by deep technical knowledge and… The post Recognise appoints Watson as director of intermediary sales and lending appeared first on Mortgage Strategy.
In just a few days we have seen nearly 10,000 mortgage product updates — and the number continues to rise. That level of movement is not typical. It reflects a market reacting quickly to external pressures, with global instability feeding through into funding costs, swap… The post Tech Watch: Sourcing alone is no longer enough appeared first on Mortgage Strategy.
Leeds Building Society has expanded its income plus mortgage range, extending higher income multiples to support homeowners looking to take their next step up the property ladder. The mutual has enhanced its affordability assessments to allow borrowing of up to six times loan to income… The post Leeds BS expands income plus mortgage range to support next steppers appeared first on Mortgage Strategy.
The average cost of renting a room across the UK has flatlined year on year at £747 per month, almost unchanged from £746 in 2025. Figures from rental website SpareRoom show the picture is consistent across much of the UK. The South West was the… The post Room rents flatline ahead of new rules: SpareRoom appeared first on Mortgage Strategy.
Vernon Building Society has appointed Louise Thorpe to the newly-created role of chief customer officer (CCO). The building society said the appointment would strengthen its executive team as it targets sustainable growth. Thorpe has been working in financial services for more than 22 years, starting… The post Vernon Building Society hires first chief customer officer appeared first on Mortgage Strategy.
Principality Building Society is increasing some rates by up to 23 basis points tomorrow and reducing others. The lender is raising prices on a number of residential deals. Among the increases, a three-year fixed at 65% loan-to-value is going up by 23bps, while two-year fixed… The post Principality raises some rates by 23bps while trimming others appeared first on Mortgage Strategy.
Brokers should consider whether clients are better off using a second charge loan to raise capital instead of locking into high rates on longer-term products, according to Loans Warehouse. The lender says that, particularly in the current market, brokers should be weighing up second charge… The post ‘Don’t ignore second charges,’ brokers are warned appeared first on Mortgage Strategy.
