Later-life lending is no longer a niche part of the market. It is being reshaped by a significant shift driven by a combination of demographic, economic and behavioural moves. People are living longer, retiring later and carrying mortgage borrowing further into later life, while rising… The post Comment: Time to shape the future of later-life lending appeared first on Mortgage Strategy.
Most professional landlords still plan to buy homes despite rising costs and the effects of the Renters’ Rights Act, according to Handelsbanken. Just 1% of landlords plan to leave the market in the next 12 months, according to the lender’s 2026 Property Investor Report. In… The post Landlords plan expansion despite Renters’ Rights Act appeared first on Mortgage Strategy.
The average monthly private rent in the UK was £1,381 per month in April 2026, according to the latest data from the Office for National Statistics. This is £46 (3.5%) higher than 12 months ago. Commenting on the latest rental prices, Propertymark chief executive Nathan… The post Average UK rent 3.5% higher over year: ONS appeared first on Mortgage Strategy.
Halifax is cutting rates today on its homemover, first time buyer, remortgage, product transfer and further advance ranges, with details to follow. BM Solutions is also cutting rates today, on personal ownership buy-to-let and let to buy, limited company buy-to-let, product transfers and further advances.… The post Halifax and BM Solutions cut rates as NatWest makes increases appeared first on Mortgage Strategy.
Darlington Building Society has reduced rates across its residential foreign currency mortgage range by up to 30 bps. Effective immediately, the changes apply across selected two-year and five-year fixed-rate products and follow the society’s recent decision to increase maximum LTV on its foreign currency range… The post Darlington BS cuts foreign currency mortgage rates 30bps appeared first on Mortgage Strategy.
Vernon Building Society has reported a significant uplift in later life lending, following last year’s refresh, with retirement interest-only (RIO) products. First quarter later life lending increased by 215% in 2026 compared with 2025, building on strong momentum from 2025, when lending rose by 107%… The post Vernon BS sees sharp rise in later life lending appeared first on Mortgage Strategy.
Principality Intermediaries will increase and decrease rates across its mortgage range. Rates will rise across residential, residential with cashback, trackers, new build, joint borrower sole proprietor, buy-to-let (BTL) and holiday let products. The lender’s residential five-year fixed rates at 65%, 75%, 80%, 85% and 90%… The post Principality Intermediaries makes mix of rate changes appeared first on Mortgage Strategy.
Glenhawk has appointed Josh Knight as managing director of sales and marketing. Knight will lead the lender’s sales, marketing and product teams and will be responsible for its commercial strategy. He joins from Octane Capital, where he spent more than eight years as sales and… The post Glenhawk hires managing director of sales and marketing appeared first on Mortgage Strategy.
NatWest will now lend high earners up to 6.5 times their income in its latest affordability boost. The lender has told brokers today by email that it has increased its maximum loan-to-income threshold for joint applications earning over £150,000. It will restrict the upper loan-to-value… The post NatWest raises max LTI to 6.5x for high earners appeared first on Mortgage Strategy.
Planning applications remain at their lowest level in over a decade, Landmark data reveals. Landmark’s analysis shows that planning activity has declined each year since its post-pandemic peak in 2021, which it says reflects both ongoing structural constraints within the planning system as well as… The post Planning applications hit record low: Landmark appeared first on Mortgage Strategy.
