Nearly four in ten landlords are planning to refinance during the next year, according to the Q1 2026 Landlord Trends research from Pegasus Insight. Refinancing activity is set to be driven disproportionately by larger portfolio landlords, with 56% of those holding four or more mortgages… The post 40% of landlords want to refinance over next 12 months appeared first on Mortgage Strategy.
The Mortgage Lender (TML), part of Shawbrook, has made changes to its buy-to-let (BTL) range including rate reductions of up to 0.35% and the relaunch of 75% loan-to-value (LTV) products. The changes apply across both two-year and five-year fixed rate products. Rates for standard BTL… The post TML lowers rates by up to 0.35%, Kensington withdraws products appeared first on Mortgage Strategy.
Paradigm Mortgage Services has added Afin Bank to its lender panel. Afin Bank is a specialist mortgage lender, which offers residential and buy-to-let (BTL) products for a range of borrower circumstances. These includes borrowers who come from the diaspora, self-employed clients, foreign nationals working in… The post Paradigm adds Afin to lender panel appeared first on Mortgage Strategy.
The average time it takes for leasehold homes to go from under offer to exchange of contracts has jumped by more than a fortnight compared to last year, to reach 155 days in April. Figures from Connells estate agency show that, a year ago, the… The post Leasehold ‘bottleneck’ sees time to exchange take 155 days appeared first on Mortgage Strategy.
Second charge mortgage new business volumes rose 20% by volume and 36% by value in March 2026, according to figures from the Finance & Leasing Association. There was £228 million of new business agreed in March, with 4,129 new agreements in the month. The three… The post Second charge new business volumes grew by 20% in March: FLA appeared first on Mortgage Strategy.
The biggest overhaul of the lettings market for 40 years is under way as the Renters’ Rights Act (RRA) took effect at the start of the month, creating both risks and opportunities for brokers. Among its measures, the act brings in a ban on no-fault… The post News Analysis: New rental rules bring opportunity appeared first on Mortgage Strategy.
Pallas Capital has appointed Samantha Dance to its origination team. Dance brings over 20 years of experience in financial services, with a specialised focus on property finance over the last nine years. Her career includes significant tenures at other leading specialist lenders, where she established… The post Pallas Capital hires Dance as originator appeared first on Mortgage Strategy.
Beverley Building Society has announced its launch with Brilliant Solutions Mortgage Club, creating a new partnership designed to strengthen broker access to flexible, lending for borrowers. Through Brilliant Solutions, intermediaries will gain access to Beverley’s personal underwriting proposition, centred around understanding individual circumstances rather than… The post Beverley BS Joins Brilliant Solutions Mortgage Club panel appeared first on Mortgage Strategy.
Zephyr Homeloans, now part of Pepper Advantage, has launched a range of special edition five-year fixed rates with no valuation fee and no application fee. The products are available to both individual landlords and limited companies. Brokers can choose between two product fee options. The… The post Zephyr Homeloans launches special edition 5-year fixed range appeared first on Mortgage Strategy.
The first quarter (Q1) has disappeared in the blink of an eye and we are already deep into Q2 at a time that should be busy for the housing market. However, I must confess I am not quite sure where we are right now. Are… The post Market Watch: Chaos theory? We need calm! appeared first on Mortgage Strategy.
