This week’s top headlines: Burnham rules out change to stamp duty in next budget and Aldermore raises max LTV to 98%. Explore these and other major industry updates below: Ex-Connells chief wins fiery age discrimination and unfair dismissal cases Former Connells chief executive David Livesey… The post Mortgage Strategy’s Top 10 Stories: 27 July to 31 July appeared first on Mortgage Strategy.
Paragon Bank has cut rates by 15bps across a selection of five-year fixed-rate buy-to-let mortgages. The cuts apply for landlords purchasing or remortgaging single self-contained properties (SSCs), houses in multiple occupation (HMOs) and multi-unit blocks (MUBs). The refreshed range includes products at 60%, 70%, 75%… The post Paragon cuts five-year buy-to-let rates by 15bps appeared first on Mortgage Strategy.
The average new fixed-rate mortgage price rose to 5.59% this week, according to the latest Moneyfacts rate watch. Moneyfacts said this was a rise of 4bps from 5.55% at the same time last week. The average new five-year fixed mortgage rate at 95% LTV has… The post Fixed-rate mortgage prices rise this week, with more to come: Moneyfacts appeared first on Mortgage Strategy.
More than 1.5 million homes across the UK could be declined for a standard mortgage by high street lenders because they fall outside traditional lending criteria, according to research from Together. The study estimates that around 6% of the UK’s 28 million residential properties would… The post More than 1.5 million UK homes deemed ‘unmortgageable’, Together finds appeared first on Mortgage Strategy.
UK residential property transactions increased slightly in June, with completed sales rising above levels seen a year earlier, according to the latest provisional figures from HM Revenue & Customs (HMRC). The seasonally-adjusted estimate shows there were 98,700 residential transactions in June 2026, marginally higher than… The post UK house sales edge up in June, says HMRC appeared first on Mortgage Strategy.
The Mortgage Strategy Specialist Lending Awards 2026, in partnership with Black & White Bridging is more than an evening of recognition – it’s an opportunity to celebrate success, reconnect with colleagues, strengthen client relationships and experience one of the UK’s most iconic venues. On 15… The post Make the most of MS Specialist Lending Awards 2026 experience appeared first on Mortgage Strategy.
Families in London and the South East paid almost half of all UK inheritance tax (IHT) last year, according to analysis by TWM Solicitors. HMRC figures published on 30 July show families in the two regions paid £3.3 billion in inheritance tax in the 2023/24… The post London and South East families pay almost half of UK inheritance tax appeared first on Mortgage Strategy.
The mortgage market accepted the Bank of England’s decision to hold base rate at 3.75% today, but said future rises were inevitable. The decision to pause base rate came as the Monetary Policy Committee (MPC) decided it was necessary to keep inflation under control. The… The post MPC decision: Market accepts base rate hold, as future rises predicted appeared first on Mortgage Strategy.
The Bank of England has held interest rates at 3.75% for the fifth consecutive meeting. Members of the Monetary Policy Committee (MPC) voted in favour of freezing the base rate, as predicted by most economists. At its meeting yesterday, the MPC voted by a majority… The post MPC decision: Bank holds rate at 3.75% appeared first on Mortgage Strategy.
As we reach the halfway point of 2026, it’s time for a reality check. Speak to almost any developer and you’ll hear the same story: activity has slowed dramatically, confidence is fragile and the market feels quieter than many can remember. Over the past month,… The post Housing Watch: The housing industry needs action, not good intentions appeared first on Mortgage Strategy.
