Gen H has updated its affordability modelling to give new build buyers a borrowing boost. The lender explains that new build homes are typically far more energy efficient than older stock, meaning lower monthly energy bills for buyers. Its revised model now factors this saving… The post Gen H updates affordability modelling on new builds appeared first on Mortgage Strategy.
West One has expanded its extra second charge and residential mortgage ranges, with larger maximum loan sizes, enhanced AVM criteria, and additional credit tiers. For residential mortgages, West One has introduced a new prime credit tier offering lending up to 90% LTV. This is for… The post West One expands resi mortgage and second charge ranges appeared first on Mortgage Strategy.
Barclays is cutting rates by up to 50 basis points tomorrow, while Landbay has made reductions of up to 35bps. When Nationwide Building Society dropped prices earlier this week on the back of lower swaps, brokers were hoping other major lenders would follow suit, however… The post Barclays, Landbay and Keystone join rate cuts appeared first on Mortgage Strategy.
Local authorities reported that 14,275 council homes were sold under the Right to Buy scheme in England during 2025/25, a rise of 90% compared to 2024/25, Moneyfacts reveals. Data found that local authorities received £1.61 billion from eligible Right to Buy sales during 2025/26, an… The post Homes sold under Right to Buy rise by 90%: Moneyfacts appeared first on Mortgage Strategy.
Homeowners are moving less frequently due to high costs and other obstacles, new analysis by Connells suggests. The percentage of sellers in England & Wales who bought their home within the prior five years has halved over the past two decades from 29% in 2006… The post Homeowners stuck on the ladder with moves less frequent: Connells appeared first on Mortgage Strategy.
