Gen H has updated its affordability modelling to give new build buyers a borrowing boost. The lender explains that new build homes are typically far more energy efficient than older stock, meaning lower monthly energy bills for buyers. Its revised model now factors this saving… The post Gen H updates affordability modelling on new builds appeared first on Mortgage Strategy.
West One has expanded its extra second charge and residential mortgage ranges, with larger maximum loan sizes, enhanced AVM criteria, and additional credit tiers. For residential mortgages, West One has introduced a new prime credit tier offering lending up to 90% LTV. This is for… The post West One expands resi mortgage and second charge ranges appeared first on Mortgage Strategy.
Barclays is cutting rates by up to 50 basis points tomorrow, while Landbay has made reductions of up to 35bps. When Nationwide Building Society dropped prices earlier this week on the back of lower swaps, brokers were hoping other major lenders would follow suit, however… The post Barclays, Landbay and Keystone join rate cuts appeared first on Mortgage Strategy.
Local authorities reported that 14,275 council homes were sold under the Right to Buy scheme in England during 2025/25, a rise of 90% compared to 2024/25, Moneyfacts reveals. Data found that local authorities received £1.61 billion from eligible Right to Buy sales during 2025/26, an… The post Homes sold under Right to Buy rise by 90%: Moneyfacts appeared first on Mortgage Strategy.
Homeowners are moving less frequently due to high costs and other obstacles, new analysis by Connells suggests. The percentage of sellers in England & Wales who bought their home within the prior five years has halved over the past two decades from 29% in 2006… The post Homeowners stuck on the ladder with moves less frequent: Connells appeared first on Mortgage Strategy.
Landlords who earn more than £50,000 a year from properties held in their personal name have been warned they have just two days left to meet a key tax deadline. Sole traders and landlords who earn over this threshold from self-employment and property income have… The post Landlords have just two days to meet key tax deadline appeared first on Mortgage Strategy.
ProtectionBooked.co.uk and MortgagesBooked.co.uk (launched at the end of March) are live and focus on delivering booked appointments rather than cold leads. The platform connects advisers with motivated borrowers actively seeking mortgage and protection advice, helping brokers spend less time chasing leads and more time closing… The post ProtectionBooked platform launched appeared first on Mortgage Strategy.
Legal & General increased lifetime and retirement interest-only mortgage lending by 23% in the first half of this year to £128m, up from £104m in the first six months of last year. In its half-year results, L&G’s core operating profit rose by 7% to £918m.… The post L&G reports growth in lifetime mortgages and protection appeared first on Mortgage Strategy.
Almost 23,000 households expected to move on the 28 August 2026, which is almost four times the daily average. The forecast, which comes from HomeOwners Alliance and reallymoving’s analysis of more than 750,000 removal quotes, found that August has been the most popular month to… The post Nearly 23,000 households expected to move on busiest moving day of 2026 appeared first on Mortgage Strategy.
TMG Mortgage Network has added Handelsbanken to its lender panel. The addition of Handelsbanken will provide TMG advisers with access to the bank’s relationship-led mortgage proposition and UK branch network. TMG Mortgage Network head of club and partner strategy Danny Belton says: “We believe this… The post TMG adds Handelsbanken to lender panel appeared first on Mortgage Strategy.
