Day: October 26, 2026

A year after the Renters’ Rights Act became law, landlords are responding to it at the start of a tenancy rather than by leaving the market, a survey from property management platform August reveals. Since the Renters’ Rights Act took effect on 1 May, almost… The post Four in 10 landlords have tightened referencing or affordability checks since RRA became law: August appeared first on Mortgage Strategy.

Demand for houses in multiple occupation (HMOs) remains high among tenants while investors can benefit from more impressive yields than in buy-to-let (BTL). But there are challenges for landlords. Lower house-price growth, restrictions on reliefs, higher taxes and rental reforms have made the search for… The post Feature: HMO opportunity in a time of change appeared first on Mortgage Strategy.

The proposed Your First Home scheme is renewing optimism amongst aspiring buyers, according to Barratt Home, as 73% say the scheme makes them feel more positive about being able to buy their first home. Research conducted prior to the announcement of the scheme found that… The post Almost three quarters of FTBs more optimistic about homeownership following Your First Home scheme announcement: Barratt appeared first on Mortgage Strategy.

Around one in seven mortgages in England are on homes in postcodes with some  degree of flood risk, according to new analysis from the Financial Conduct Authority. The regulator puts the figure at almost 16%, with exposure varying significantly by region and type of flooding.… The post One in seven mortgages are on homes in flood-risk areas: FCA appeared first on Mortgage Strategy.

The Brightstar Group has appointed Ian Meadows as senior equity release and protection consultant to lead its later life lending and protection offering. Meadows brings over 30 years of industry experience, including 26 years at SPF Private Clients. Commenting on his appointment Meadows said: “There… The post Brightstar appoints Meadows to lead later life lending and protection appeared first on Mortgage Strategy.