Day: November 10, 2026

Vernon Building Society has revised its JBSP mortgage criteria, while Loughborough Building Society has launched a shared ownership remortgage deal offering £1,000 cashback. Under the Vernon’s criteria change, mortgage terms can now extend beyond borrowers’ intended retirement age. There is no maximum age for capital-and-repayment… The post Vernon overhauls JBSP as Loughborough launches £1,000 cashback on shared ownership appeared first on Mortgage Strategy.

The biggest night in the mortgage calendar is back – and 2027 marks a very special milestone! Celebrating its 25th Anniversary, the Mortgage Strategy Awards, widely regarded as the ‘Oscars of the mortgage industry’, return sto recognise outstanding achievement, innovation and excellence across the UK… The post Date and venue set for Mortgage Strategy’s 25th anniversary awards appeared first on Mortgage Strategy.

Barclays is cutting selected residential mortgage rates by up to 40bps from 11 November. The largest cuts are to five-year fixed-rate mortgages, with cuts across purchase and remortgage products, including for borrowers with higher loan-to-value (LTV) ratios. Among the biggest reductions, Barclays is cutting its… The post Barclays to cut residential mortgage rates by up to 40bps appeared first on Mortgage Strategy.

Nearly three quarters (73%) of landlords expect to raise rents due to Budget landlord tax hikes, according to research from Pegasus Insight. The tax increase will take the basic, higher and additional rates of tax on rental income to 24%, 44% and 49%, respectively, from… The post Three quarters of landlords expect to hike rents after Budget tax changes appeared first on Mortgage Strategy.

Halifax Intermediaries has relaxed its affordability assessment for some doctors and dentists to allow their full annual income to be considered. The changes, which took effect on 9 November, apply to resident doctors, locum doctors and associate dentists. Previously, these borrowers were typically assessed using… The post Halifax updates affordability rules for doctors and dentists appeared first on Mortgage Strategy.