For all the attention given to finance, legal work and transaction times, there’s a danger that one crucial part of homebuying reform gets overlooked, the property itself. Any given property, especially a home, is not simply a collection of data points to be added to… The post Blog: Homebuying reform must keep the property at its heart appeared first on Mortgage Strategy.
NatWest is making more than 200 rate cuts across its new business range on Monday, with prices falling by up to 24 basis points, but some existing customer rates are rising. The lender is following in the footsteps of Nationwide and Barclays, which also lowered… The post NatWest to cut more than 200 rates on Monday appeared first on Mortgage Strategy.
Santander is cutting 230 rates by up to 25 basis points on Tuesday across both residential and buy-to-let products. It follows previous rate cut announcements by NatWest this morning and by Nationwide, Barclays and others earlier this week. Yet Halifax was one of a number… The post Santander to cut rates on 230 products by up to 25bps appeared first on Mortgage Strategy.
Divergent lender strategies have sent mixed signals across the mortgage market, as Nationwide prepares to lower rates by up to 19bps while Halifax pushes through increases despite its competitor’s cuts. Explore these and other major industry updates below: Nationwide to lower rates by up… The post Mortgage Strategy’s Top 10 Stories: 3 Aug to 7 Aug appeared first on Mortgage Strategy.
Average fixed rates showed little movement over the past week, but the two-year rate is now 17 basis points higher than last month at 5.63%. The latest rate watch figures from Moneyfacts show the average two-year fixed rate remained flat week on week at 5.63%,… The post Average 2-year fix jumps 17bps in a month: Moneyfacts appeared first on Mortgage Strategy.
Gen H has updated its affordability modelling to give new build buyers a borrowing boost. The lender explains that new build homes are typically far more energy efficient than older stock, meaning lower monthly energy bills for buyers. Its revised model now factors this saving… The post Gen H updates affordability modelling on new builds appeared first on Mortgage Strategy.
West One has expanded its extra second charge and residential mortgage ranges, with larger maximum loan sizes, enhanced AVM criteria, and additional credit tiers. For residential mortgages, West One has introduced a new prime credit tier offering lending up to 90% LTV. This is for… The post West One expands resi mortgage and second charge ranges appeared first on Mortgage Strategy.
Barclays is cutting rates by up to 50 basis points tomorrow, while Landbay has made reductions of up to 35bps. When Nationwide Building Society dropped prices earlier this week on the back of lower swaps, brokers were hoping other major lenders would follow suit, however… The post Barclays, Landbay and Keystone join rate cuts appeared first on Mortgage Strategy.
Local authorities reported that 14,275 council homes were sold under the Right to Buy scheme in England during 2025/25, a rise of 90% compared to 2024/25, Moneyfacts reveals. Data found that local authorities received £1.61 billion from eligible Right to Buy sales during 2025/26, an… The post Homes sold under Right to Buy rise by 90%: Moneyfacts appeared first on Mortgage Strategy.
Homeowners are moving less frequently due to high costs and other obstacles, new analysis by Connells suggests. The percentage of sellers in England & Wales who bought their home within the prior five years has halved over the past two decades from 29% in 2006… The post Homeowners stuck on the ladder with moves less frequent: Connells appeared first on Mortgage Strategy.
