Fleet Mortgages is increasing fixed rate product transfer rates this afternoon, while Vida Homeloans will withdraw its new business and product transfer range tonight. Fleet Mortgages is repricing its fixed rate product transfer products from 5pm today, 17 September 2026, following product changes introduced last… The post Fleet hikes product transfer rates as Vida pulls range appeared first on Mortgage Strategy.
Blink and it will have changed. That’s the way mortgage rates have been. In recent months, ups and downs have dominated pricing as global economic volatility persists, which has had knock-on effects on how people look to finance new property investments. Meanwhile, 10- and 30-year… The post Bridging Watch: We’ll keep riding to the rescue appeared first on Mortgage Strategy.
The mortgage market was split on the Bank of England’s decision to hold base rate at 3.75% today, with some saying a rise was sorely needed. The decision to pause base rate came as the Monetary Policy Committee (MPC) decided it was necessary to keep… The post MPC decision: Mortgage market divided on Bank base rate hold appeared first on Mortgage Strategy.
The Bank of England has held interest rates at 3.75% for a sixth consecutive meeting. Members of the Monetary Policy Committee (MPC) voted by a majority of 6-3 in favour of freezing the base rate in line with most economists’ expectations. Three members voted to… The post MPC decision: Base rate held at 3.75% appeared first on Mortgage Strategy.
More than two thirds of mortgage brokers say older borrowers wrongly assume lenders impose age restrictions, as enquiries from over-55s continue to rise. Around 60% of brokers have seen an increase in enquiries from later life borrowers over the past 12 months, according to new… The post Two thirds of borrowers wrongly think lenders restrict by age, brokers say appeared first on Mortgage Strategy.
Aldermore, Foundation and The Mortgage Works are making changes to their product ranges this week, with several rates being increased and some products withdrawn altogether. Foundation will withdraw the majority of products across its buy-to-let range at 5.30pm on Thursday 17 September, with replacement products… The post Foundation, Aldermore and TMW to hike BTL rates appeared first on Mortgage Strategy.
A firm I spoke to recently trialled a document-handling tool for six weeks. The tool read incoming statements, worked out what was missing, chased the client and packaged the case. It got roughly four cases in five all the way through. The fifth needed someone… The post Tech Watch: Ask the right questions appeared first on Mortgage Strategy.
Artificial intelligence is unlikely to replace letting agents, but it could change how they work and raise expectations for faster service, according to insight from Propoly. While there has been widespread concern that AI could make human workers obsolete, Propoly says the technology is more… The post AI will not replace letting agents – but will make them work faster appeared first on Mortgage Strategy.
Nearly half of holiday let owners say their profitability has increased since furnished holiday lettings tax breaks were abolished in April 2025, according to research from Cumberland Building Society. The lender’s inaugural Holiday Let Index found 48% of owners reported higher profits following the tax… The post Half of holiday let owners improve profits despite tax changes appeared first on Mortgage Strategy.
NatWest, TSB, Skipton, Coventry and Principality are among the latest lenders to announce rate rises today following a raft of increases yesterday. NatWest is adding up to 43 basis points to current prices, TSB is adding up to 25bps and Principality is adding up to… The post NatWest, TSB, Skipton and others in latest raft of rate rises appeared first on Mortgage Strategy.
