More than 100,000 homes could become “uninhabitable” in high temperatures as the boom in office-to-residential conversions has created heat-trap flats, a major insurer has warned. More than 100,000 homes could become “uninhabitable” in high temperatures following the boom in office-to-residential conversions, a major insurer has… The post Over 100,000 heat-trap homes could become ‘uninhabitable’ appeared first on Mortgage Strategy.
Lenders are pushing rates, research and relationship managers harder than they have in years. The landlords on the other end need a coach — and Intermediary Mortgage Lenders Association (Imla) numbers say more of them than ever are coming to us. In one week, Aldermore… The post Buy-to-Let Watch: Step into a coaching role appeared first on Mortgage Strategy.
The Scottish government has relaunched the First Homes Fund, offering new support to help first-time buyers overcome deposit barriers and purchase a home. The fund reopened on 24 June as a shared equity scheme. It provides eligible buyers with a government contribution of up to… The post First Homes Fund relaunches in Scotland appeared first on Mortgage Strategy.
For many years, Inheritance Tax (IHT) was widely regarded as a tax that affected only the wealthy. That perception is becoming increasingly outdated. A combination of frozen tax allowances, rising property values, growing pension wealth and forthcoming legislative changes means that many families who… The post Blog: The Inheritance Tax Time Bomb appeared first on Mortgage Strategy.
Nationwid is cutting rates by up to 25bps as Family Building Society and Fleet Mortgages update their lending ranges. Nationwide is cutting rates across its fixed mortgage range for new and existing customers. The changes take effect from Friday 26 June. They will support first-time… The post Nationwide cuts rates by up to 25bps as Fleet and Family BS update ranges appeared first on Mortgage Strategy.
Homeloan prices have more than tripled since the Brexit referendum on this day 10 years ago, according to research from L&C Mortgages. L&C said the significant shift in interest rates in the intervening 10 years underlines the significant change that mortgage borrowers have faced. Tracking the… The post Mortgage rates tripled since Brexit referendum, says L&C appeared first on Mortgage Strategy.
Artificial intelligence is developing too quickly for lawmakers and regulators to keep up, according to Financial Conduct Authority (FCA) chief executive Nikhil Rathi. Speaking at techUK’s Agents of Change: Generative and Agentic AI in Financial Services 2026 conference, Rathi said traditional regulation must adapt to… The post FCA boss warns laws can never keep up with AI appeared first on Mortgage Strategy.
The biggest barrier facing potential first-time buyers (FTBs) is not always affordability but awareness. Too many people still assume homeownership is beyond their reach without ever properly researching their options. The Building Societies Association’s (BSA) Think Again research, which Ami has helped amplify, showed that… The post Comment: Getting in front of first-time buyers appeared first on Mortgage Strategy.
Accord and Coventry Building Society are set to trim rates this week. At Accord, residential and buy-to-let deals are set to be reduced tomorrow. The biggest cuts are on residential new business rates at 90% loan-to-value, which are reducing by up to 18 basis points.… The post Accord and Coventry among latest to trim rates appeared first on Mortgage Strategy.
Shepherds Friendly has appointed Laura Gauden as head of sales. Gauden joins the Manchester-based mutual from Newcastle Building Society, where she was national sales manager. At the Newcastle she carried out the lender’s mortgage broker business strategy and managed the field and telephone business development… The post Shepherds Friendly hires Gauden as head of sales appeared first on Mortgage Strategy.
