Mortgages play a key part in opening up a protection conversation for many who may not have given it much thought. How would their family cope if they or their partner were to die, or if illness prevented them from working? A mortgage is usually… The post Insurance Watch: Decoupling the mortgage from the protection conversation appeared first on Mortgage Strategy.
Black & White Bridging has appointed Jason Shead as director of risk and governance. Shead brings over 25 years of specialist lending risk and underwriting experience to the business after holding senior roles at Enra Specialist Finance and most recently at TAB. Commenting on his… The post Black & White Bridging appoints Shead as director of risk and governance appeared first on Mortgage Strategy.
The Mortgage Industry Mental Health Charter (MIMHC) has announced a new strategic partnership with Claritee Group, marking a significant step forward in supporting mental health and wellbeing across the mortgage sector. This collaboration brings together MIMHC’s industry-wide influence with Claritee’s innovative approach to corporate wellbeing,… The post MIMHC partners with Claritee to strengthen workplace wellbeing appeared first on Mortgage Strategy.
Glenhawk has appointed Rhys Evans as business development manager (BDM). Evans has over 13 years’ experience in specialist finance, spanning both underwriting and sales, with LendInvest and Shawbrook Bank. In his new role, he will look after a newly created region, covering Essex, North and… The post Glenhawk hires Evans as BDM appeared first on Mortgage Strategy.
West Brom Building Society has changed to its loan-to-income (LTI) lending policy aimed at helping more first-time buyers and home movers access homeownership. Applicants earning more than £40,000 and up to £60,000 could access borrowing of up to five times their income, while those earning… The post West Brom Building Society improves LTI limits appeared first on Mortgage Strategy.
Gen H has announced mortgage rate cuts of up to 30bps on selected two-year products. The lender said its two-year rates at 60%–80% loan-to-value (LTV) will fall by 30bps, while two-year 80%–90% LTV products will reduce by 11bps. In addition, five-year rates at 85%–90% LTV… The post Gen H to cut rates by up to 30bps appeared first on Mortgage Strategy.
This week’s top headlines: HSBC launches automated remortgages and NatWest raises max LTI to 6.5x for high earners. Explore these and other major industry updates below: HSBC launches automated remortgages HSBC has become the first lender to introduce LMS’s automated remortgaging technology, aiming to… The post Mortgage Strategy’s Top 10 Stories: 18 May to 22 May appeared first on Mortgage Strategy.
Average fixed rate mortgage prices fell lower this week, according to the latest figures from Moneyfacts, as lenders cautiously continue to compete. Moneyfacts found the average two-year fix fell by 2bps to 5.73%, while the typical five-year fix dipped 1bps to 5.66%. The more significant… The post Average mortgage rate creeps downwards, says Moneyfacts appeared first on Mortgage Strategy.
Mortgage and protection professionals across the UK are being urged to take part in the industry’s 2026 Equity, Diversity and Inclusion (ED&I) Viewpoint survey before it closes on Friday 29 May, with industry leaders warning that the research can only drive meaningful change if it… The post Ami and Imla urge broker feedback on ED&I appeared first on Mortgage Strategy.
Coventry for Intermediaries has announced a new round of mortgage rate cuts across its residential and buy-to-let ranges for new and existing borrowers. For residential customers, the lender is reducing rates on offset, interest-only and offset interest-only products, although it has not yet given details… The post Coventry and Together to trim rates appeared first on Mortgage Strategy.
