Year: 2026

NatWest has become the latest lender to announce rate increases to its new business, existing customer and additional borrowing product ranges, effective tomorrow. Two-year fixed purchase rates ranging between 60% and 95% loan-to-value (LTV) have increased by up to 35 basis points, with the majority… The post NatWest lifts prices on new business, existing customer and additional borrowing ranges appeared first on Mortgage Strategy.

Housebuyer demand in the UK dipped in February, according to the Royal Institution of Chartered Surveyors (RICS). The latest RICS residential market survey said that the property market is “still struggling for momentum, with renewed geopolitical and macroeconomic uncertainty weighing on buyer sentiment and near-term… The post Buyer demand dips in February, says RICS appeared first on Mortgage Strategy.

The Financial Conduct Authority (FCA) has set out its first mortgage regulatory priorities document, which aims to be a “one-stop shop” for all the regulator’s aims for the market. The new regulatory priorities document will be published once a year and replaces more than 40… The post FCA lays out mortgage sector regulatory priorities appeared first on Mortgage Strategy.

The Financial Conduct Authority (FCA) has called on second charge mortgage firms to raise standards for consumers. In an FCA review, it says that lenders and brokers in the second charge mortgage market need to consider how they advise customers, assess affordability and charge fees.… The post FCA calls on second charge market to raise standards for consumers appeared first on Mortgage Strategy.

Nottingham Building Society has announced a new series of lending enhancements, with the highlight being the inclusion of ex local authority flats. The society will now lend on any flats previously owned or managed as social housing but now part of the private market -… The post Nottingham BS broadens lending criteria for ex-local authority flats appeared first on Mortgage Strategy.

For brokers, the underwriting department is where a mortgage application’s fate is decided, with the underwriter acting as the gatekeeper to approval. With a high volume of borrowers coming off historically low fixed-rate mortgages over the past year, lenders’ underwriting teams have been busy. For… The post MFG Rated for Service 2026 – Processing that performs appeared first on Mortgage Strategy.

Average two- and five-year fixed rate mortgage rates have both topped 5% as the inflationary impact of the Middle East conflict causes lenders to rush to reprice. The average two-year fix is now 5.01%, up from 4.84% on March 6, while the typical five-year fix… The post Average fixed rate tops 5% as lenders rush to reprice: Moneyfacts appeared first on Mortgage Strategy.

For brokers, a good business development manager is worth their weight in gold when it comes to getting a mortgage application across the line. This is especially true for brokers in the complex and non-standard markets, where effective sales support and clear communication from lenders… The post MFG Rated for Service 2026 – There for brokers when it matters appeared first on Mortgage Strategy.

Demand among renters has fallen by 14% over the last year, while the number of homes available for rent has increased by 11% over the same period, Zoopla reveals. Zoopla’s latest rental market report show the result has been less competition between renters with 4.8… The post Renter demand falls 14% in last 12 months: Zoopla appeared first on Mortgage Strategy.

TSB is hiking prices across all its products by 50 basis points. The lender has emailed brokers to say that it is making price rises across the board on residential, buy-to-let, product transfer and additional borrowing by half a percentage point tomorrow. The move comes… The post TSB to hike ALL products by 50bps appeared first on Mortgage Strategy.