The share of gross mortgage advances with loan-to-value (LTV) ratios exceeding 90% increased by 0.9% in Q4 2025 from the previous quarter to 8.3%, the Financial Conduct Authority and Prudential Regulation Authority reveals, representing the highest share since Q2 2008 and was 2.1% higher than… The post Mortgage advances with high LTVs reaches highest share since 2008: FCA appeared first on Mortgage Strategy.
Vida Homeloans pulled its entire buy-to-let new business range yesterday with no warning, while other lenders have given notice of BTL withdrawals today amid “exceptional” conditions. Aldermore, Quantum, Rely and Interbay have all announced they will be repricing BTL and commercial products this afternoon. In… The post BTL lenders pull entire ranges amid ‘exceptional’ volatility appeared first on Mortgage Strategy.
The UK’s private rented sector (PRS) has experienced its largest decline this century, falling by £48 billion in value in 2025, Savills reveals. However, Savills data shows that the value of owner occupied housing stock rose by £185bn in 2025 as the number of mortgage… The post UK PRS experiences a £48bn contraction in 2025: Savills appeared first on Mortgage Strategy.
The Middle East war is likely to cause higher inflation in 2026, according to the latest British Chambers of Commerce (BCC) economic forecast. The BCC said the ongoing conflict is also set to cause slow growth this year, no cuts to Bank of England base… The post Inflation to rise on back of Iran war, says British Chambers of Commerce appeared first on Mortgage Strategy.
Barclays is raising prices across many products by 10 basis points, Accord is increasing some by up to 28bps and Gen H is hiking rates up to 20 basis points for the second time in a week. NatWest and Leeds Building Society both put rates… The post Barclays, Accord and Gen H are latest to hike rates appeared first on Mortgage Strategy.
Mortimer Street Capital and Visionary Finance has hired Tom Madden as director of both businesses. Madden joins from LendInvest, where, for over 10 years, he held a variety of senior leadership positions latterly holding the role of director of structured finance and syndication. Prior to… The post Mortimer Street Capital and Visionary Finance hire Madden as director appeared first on Mortgage Strategy.
Canada Life today has appointed Kris Black as head of annuities and Alice Watson as head of home finance within its retirement business. In the newly created roles, Black and Watson will each take responsibility for the end-to-end product and proposition life cycle and strategy… The post Canada Life appoints new head of annuities and head of home finance appeared first on Mortgage Strategy.
Advise Wise has launched its new Referral Hub to offer advisers a catalogue of partners to signpost their clients to for services outside of the traditional financial advice remit. The hub launches with Later Life Estate Planning (LLEP), which offers a signposting opportunity towards specialist… The post Advise Wise launches Referral Hub appeared first on Mortgage Strategy.
Buy-to-let (BTL) lenders continued to find their footing in 2025, notably in a market that was less forgiving than in previous years. As interest rates eased and demand for BTL properties held steady, the sector rebounded, with brokers working with lenders to find ways… The post MFG Rated for Service 2026: Championing buy-to-let appeared first on Mortgage Strategy.
This week’s top headlines: Catalyst launches development finance product and Mortgage prices may rise as Iran conflict bumps up gilt rates. Explore these and other major industry updates below: Catalyst launches development finance product Catalyst Property Finance has launched a new development finance product… The post Mortgage Strategy’s Top 10 Stories: 02 Mar to 06 Mar appeared first on Mortgage Strategy.
