Pepper Money has cut rates by 50 basis points across its buy-to-let, while Nottingham Building Society is making reductions of up to 35bps on deals for landlords. At Pepper, the price cuts apply to buy-to-let rates between 70% and 80% loan-to-value, including both two and… The post Pepper and Notts chop BTL prices by up to 50bps appeared first on Mortgage Strategy.
Confidence is high among Primis brokers across the North of England, with nine in 10 expecting to write more business in 2026. Surveys conducted at Primis Kick Off events, in the North East and North West of England, found 86% of respondents also described themselves… The post Nine in 10 Primis brokers in the North expect growth in 2026 appeared first on Mortgage Strategy.
Falling swap rates give a boost to developers looking to refinance projects in 2026, according to Jonathan Samuels, chief executive of Octane Capital. Samuels said improving funding costs help improve viability and restore confidence across the specialist lending market. Octane Capital analysed the average daily… The post Falling swap rates a boon to developers, says Octane appeared first on Mortgage Strategy.
e-Money Capital has joined the Bridging & Development Lenders Association (BDLA) as a lender member. Trading as easyMoney, e-Money Capital is a property-focused peer-to-peer lending platform offering bridge and development finance secured against UK property and is authorised and regulated by the Financial Conduct Authority… The post e-Money Capital joins BDLA as lender member appeared first on Mortgage Strategy.
UK inflation has fallen to 3.0% in the 12 months to January, the Office for National Statistics reveals. January’s figures was 0.4% lower than the 3.4% reported in December. Transport, and food and non-alcoholic beverages made the largest downward contributions to the monthly change. Earlier… The post Inflation falls to 3.0% in January: ONS appeared first on Mortgage Strategy.
Halifax is increasing remortgage rates by up to 10 basis points, but Gen H and Principality are making cuts of up to 20bps. At Halifax, two-year fixed rates for remortgage borrowers at 60% and 75% loan-to-value will climb by up to 10bps. Selected two-year fixes… The post Halifax raises rates as Gen H and others make 20bp cuts appeared first on Mortgage Strategy.
Buy-to-let lender Landbay, has today launched five new five-year, fixed-rate remortgage products within its Premier range. Each has £500 cashback and a free valuation Premier is a range of standard products for landlords with up to 15 properties, available to both individual and limited company… The post Landbay launches five-year cashback Premier remortgage products appeared first on Mortgage Strategy.
Nearly half (46%) of home buyers who have been in property chains say they experienced delays or transaction breakdown because of chain-related issues, Barclays reveals. Barlcays’ latest property insight data found that recent buyers and sellers report that they budgeted an average of £4,954 for… The post Property ‘chain reactions’ add an average of over £2k to moving costs: Barclays appeared first on Mortgage Strategy.
Brokers are being urged to avoid putting client data into consumer artificial intelligence (AI) tools and to increase their data security generally, according to Mortgage Brain. The mortgage technology firm said common data security oversights include emailing sensitive documents or reusing passwords, and not using… The post Brokers should beware consumer AI and hike data security: Mortgage Brain appeared first on Mortgage Strategy.
OSB Group has appointment John Hoole as business development manager (BDM), supporting both Precise and Rely. Hoole brings extensive experience gained from 20 years in the industry which includes roles with high street lenders. In his new role, he will be support brokers across South… The post OSB Group appoints Hoole as BDM appeared first on Mortgage Strategy.
