Just Mortgages has launched a dedicated adverse credit advice team. The new adverse credit solutions team is made up of 10 dedicated advisers offering specialist support and tailored advice. The team will operate alongside the client services division, supporting both new and existing borrowers dealing… The post Just Mortgages launches adverse credit advise team appeared first on Mortgage Strategy.
Target Group has promoted head of procurement Tracey Thomas to become senior growth lead. Thomas joined Target as a commercial team lead in 2021 and has been head of procurement since 2022 and has fostered collaboration and driven performance. Before joining Target, she worked for… The post Target promotes Thomas to senior growth lead appeared first on Mortgage Strategy.
The average UK house price increased by 1.2% over the last 12 months, increasing by £3,200 to stand at £269,800 at the end of 2025, Zoopla’s latest UK house price index reveals. The index shows that prices have increased up to four times faster in… The post House prices rise 1.2% to £269,800: Zoopla appeared first on Mortgage Strategy.
The Decent Homes Standard (DHS) for rented properties will be enforced from 2035, the government has announced. The aim is to ensure that all social and private rented homes in England are decent, safe and warm. Minister for housing and planning Matthew Pennycook says the… The post Government sets 2035 start date for Decent Homes Standard appeared first on Mortgage Strategy.
NatWest Intermediaries is streamlining its packaging requirements for the self-employed. The lender will no longer request business bank statements or SA100s as part of the initial packaging, to speed up the process. This includes rental income. Bank statements will only be requested if NatWest’s scoring… The post NatWest streamlines packaging requirements for self-employed appeared first on Mortgage Strategy.
Remortgaging is forecast to grow to £103 billion in 2026 and £110 billion in 2027, while product transfer growth is expected to slow following record volumes in 2025, the Intermediary Mortgage Lenders Association (Imla) reveals. Product transfers surged in recent years as interest rates rose… The post Remortgaging forecast to grow to £110bn in 2027: Imla appeared first on Mortgage Strategy.
The supply of rental properties is in crisis as listings drop to record low levels as landlords leave the market, according to analysis by LandlordBuyer. Just over a third (35%) of rented properties have buy-to-let mortgages, meaning most landlords have no homeloan. This implies an… The post Rental supply in crisis as landlord exit, says LandlordBuyer appeared first on Mortgage Strategy.
New analysis from property platform Rightmove reveals that lower-priced areas had the biggest jump in asking prices on average during 2025. Looking at the 50 areas where the average asking price for a home increased the most in 2025, 43 were priced below the current… The post Most affordable locations saw highest price growth in 2025: Rightmove appeared first on Mortgage Strategy.
Shawbrook has made rate reductions across its SB1 specialist buy-to-let (BTL) product range. Rates across the SB1 BTL range for single lets now start from 4.64%, following reductions of up to 30 basis points, while rates across SB1 houses of multiple occupancy and multi-unit freehold… The post Shawbrook cuts rates by up to 50bps, TSB makes BTL changes appeared first on Mortgage Strategy.
Mortgage Required has bought fellow broker Y-Not Finance for an undisclosed sum. Mortgage Required advises on residential mortgages, remortgages, buy-to-let and equity release, while Y-Not focuses on mortgages, remortgages, protection and buy-to-let. Maidenhead-based Mortgage Required was founded in 2001, while Y-Not is located in Ferndown… The post Mortgage Required acquires Y-Not Finance appeared first on Mortgage Strategy.
