Precise has lowered rates across the board and introduced 40-year term loans. The reduced rates mean prices now start from 4.48% and include adverse credit history support. Products are available with term options of up to 40 years and up to 97% loan-to-value (LTV) with… The post Precise trims prices and adds 40-year term loans appeared first on Mortgage Strategy.
Keystone Property Finance has secured a new funding line with an international investment bank to boost its lending volumes. The new funding line is in addition to the two long-standing funding partnerships already in place. Keystone Property Finance chief executive David Whittaker says: “This new… The post Keystone secures new funding line to boost lending volumes appeared first on Mortgage Strategy.
Traditional barriers to homeownership are easing, indicated by smaller deposits, consistent demand for more affordable properties, and a growing preference for higher loan-to-value (LTV) mortgages. This is according to Barclays’ latest Property Insights report which also reveals that a third of Gen Z (34%) hope… The post Gen Z upbeat on homeownership in 2026: Barclays appeared first on Mortgage Strategy.
Santander has made rate reductions to some new business residential and buy-to-let (BTL) fixed rates, effective 21 January. The cuts include residential home mover (including new build) all 60% loan-to-value (LTV) five-year fixed rates, which have been lowered by up to 0.10% and first-time buyer… The post Santander and Molo reduce rates appeared first on Mortgage Strategy.
Continued improvement in affordability helped support first-time buyer activity over 2025, according to the latest Nationwide Housing Affordability Report. Affordability is most stretched in London and South of England, while the North and Scotland are the regions most affordable. Commenting on the figures, Nationwide’s senior… The post Improved affordability boost to FTBs – Nationwide appeared first on Mortgage Strategy.
For much of its modern history, bridging finance has been viewed as a product of necessity rather than intent. It was the solution deployed when timelines collapsed, chains broke or traditional lenders proved too inflexible to meet real‑world demands. In short, bridging was reactive –… The post Blog: How advisers are reframing the role of bridging finance appeared first on Mortgage Strategy.
Second charge mortgage new business volumes rose 27% by volume and 28% by value in November 2025, according to figures from the Finance & Leasing Association (FLA). There was £203 million of new business agreed in November, up 28% and 3,934 new agreements in the… The post New second charge business grows 27%: FLA appeared first on Mortgage Strategy.
This week’s top headlines: Scotland to bring in ‘mansion tax’ on £1m-plus homes and Nationwide launches lowest rate at 3.50% Explore these and other major industry updates below: Scotland to bring in ‘mansion tax’ on £1m-plus homes The Scottish Government will introduce a “mansion… The post Mortgage Strategy’s Top 10 Stories: 12 Jan to 16 Jan appeared first on Mortgage Strategy.
The first two weeks of January have seen the highest number of homes for sale at the start of the year for the last eight years, analysis by Zoopla shows. It found there were an average of 32 homes listed for sale per estate agency… The post Number of homes listed for sale in early Jan is highest for 8 years: Zoopla appeared first on Mortgage Strategy.
United Trust Bank has introduced new ‘Super Prime’ and ‘Specialist’ second charge product ranges alongside a series of rate changes. The second charge range now has five product tiers to support broader customer circumstances. The Super Prime product is available up to 90% LTV for… The post United Trust Bank unveils two second charge ranges appeared first on Mortgage Strategy.
