Having waited for the Budget for what seemed like an eternity — in one sense it came early! The Office for Budget Responsibility report, which is usually made available a few hours after the chancellor’s Budget announcement, was published by accident 35 minutes beforehand. The fallout… The post News Analysis: ‘Hands off our housing market’: What’s in store for 2026? appeared first on Mortgage Strategy.
The value of second charge mortgage lending in October increased by 32% year on year to £223m. The latest figures from the Finance & Leasing Association show that October’s second charge lending by volume was 22% higher year on year at 4,238. The total value… The post Second charge mortgage lending up 32% in October: FLA appeared first on Mortgage Strategy.
The government’s takings from stamp duty jumped by 23% in the tax year to April to reach £18.2 billion, up from £14.8bn in the previous year, official figures show. Within this total, which includes taxes on sales of shares, stamp duty on property sales (stamp… The post Government’s earnings from stamp duty surge 23% to £18bn appeared first on Mortgage Strategy.
The first ever Mortgage Strategy Mortgage Innovation and Technology (MIT Live) event more than lived up to expectations, judging by the positive feedback from both delegates and speakers. Here are just a few of the comments so far on MIT Live Nicola Firth, founder and… The post MIT Live hits the mark! appeared first on Mortgage Strategy.
More2life has cut the early repayment charge (ERC) period on its Flexi range from 15 years down to 10. The later life lender says its Flexi products allow borrowers to make voluntary repayments without a penalty up to a set allowance in order to reduce… The post More2life cuts ERCs on Flexi deals and updates age criteria appeared first on Mortgage Strategy.
Paragon Bank has extended its simplified buy-to-let (BTL) mortgage application journey to cover houses in multiple occupation (HMOs) and multi-unit blocks (MUBs). The enhanced process is suitable for individual and limited company landlords with up to 15 properties as well as single self-contained units, HMOs… The post Paragon Bank extends new BTL application process to HMOs and MUBs appeared first on Mortgage Strategy.
Twenty7tec has launched INSIGHT Pro, a new data analytics platform. Unveiled yesterday at Mortgage Strategy’s MIT Live 2025 in London, INSIGHT Pro has been developed through a series of industry challenges that Twenty7tec identified, including an extensive case study with Paragon Bank. Twenty7tec says INSIGHT… The post Twenty7tec launches data analytics platform INSIGHT Pro appeared first on Mortgage Strategy.
Atom bank has achieved a new record quarter for commercial mortgage offers. The performance for the current October to December quarter has already surpassed the previous record set in July to September 2025. As of 5 December, the value of offers already tracked more than… The post Atom bank achieves record quarter for commercial mortgages appeared first on Mortgage Strategy.
As all sorts of Christmas events envelop us, it’s astonishing how the year has flown past. Maybe it’s my age now but, man, that was only a blink of an eye. Whenever I write this piece at this time of year, I tend to feel… The post Market Watch: Such a supportive profession appeared first on Mortgage Strategy.
Even as the use of AI grows in scale, the role of brokers remains indispensable, with two thirds (65%) of borrowers claiming they couldn’t go through the homebuying process without the support of a broker, Santander data reveals. The lender’s new quarterly Broker Perception Barometer… The post Brokers remain ‘indispensable’ as use of AI continues to rise: Santander appeared first on Mortgage Strategy.
