This week’s top headlines: Skipton BS cuts rates and expands range and HMRC tax receipts hit £391.6bn Explore these and other major industry updates below: Skipton BS cuts rates and expands range Skipton Building Society will cut rates across its entire fixed mortgage range by… The post Mortgage Strategy’s Top 10 Stories: 21 Sept to 25 Sept appeared first on Mortgage Strategy.
In this episode of the MS NextGen Podcast, Kimberley Dondo sits down with Carly Bown, Senior Credit Risk Analyst at Together and a member of the MS NextGen Class of 2026. The MS NextGen programme is Mortgage Strategy’s flagship 12-month talent accelerator, created to identify,… The post MS NextGen Ep 3: Demystifying Credit Risk and Specialist Lending with Carly Bown appeared first on Mortgage Strategy.
ModaMortgages has announced it is launching a new limited edition range of two- and five-year fixed rate products with rates up to 10bps lower than previously. Moda initially withdrew its range on 16 September. The specialist lender’s new limited edition range features two-year fixed rates… The post ModaMortgages launches limited lower-rate range appeared first on Mortgage Strategy.
Average fixed mortgage rates crept closer to 6% this week as lender repricing continued, according to the latest Moneyfacts Rate Watch. The typical two-year fix is now 5.92%, its highest level in over two years and up from 5.84% last week. Meanwhile the average five-year… The post Mortgage rates edge closer to 6% as lenders continue to reprice appeared first on Mortgage Strategy.
Together has joined the Equity Release Council. The specialist lender provides first charge, second charge and bridging finance, as well as later life lending. The council said Together’s membership brings additional expertise and perspective as the later life lending market evolves. Together personal finance chief… The post Together joins the Equity Release Council appeared first on Mortgage Strategy.
Skipton Building Society has announced a series of rate reductions across its entire fixed rate mortgage range, alongside the recent expansion of its Delayed Start Mortgage proposition. From Friday 25 September, rates across Skipton’s fixed-rate mortgage range for new and existing customers will reduce by… The post Skipton BS cuts rates and expands range appeared first on Mortgage Strategy.
The FCA’s increased scrutiny of the second charge market should be welcomed by anyone who believes in the value of good advice. Recent work has understandably focused heavily on debt consolidation. The regulator found examples where affordability assessments overlooked important expenditure, advisers did not sufficiently… The post Second Charge Watch: FCA’s lens is nothing to be afraid of appeared first on Mortgage Strategy.
Digital transformation has long been a major ambition for mortgage businesses, but it has often meant lengthy projects, significant investment and complex legacy systems. At MIT Live 2026, our Leader Panel: Building the connected mortgage journey in the AI era will explore what this means… The post Leader panel confirmed for MIT Live AI discussion appeared first on Mortgage Strategy.
English new build starts were 35,910 in Q2 2026, according to figures from the Ministry of Housing, Communities and Local Government (MHCLG). The figure was up 6% on the 34,440 new starts recorded in Q1 2026 and 20% higher than the 31,900 in Q2 2025.… The post New build starts up 6% in Q2, government figures show appeared first on Mortgage Strategy.
MPs on the Treasury Select Committee (TSC) are set to examine whether the Bank of England’s role in monetary policy is still fit for purpose, 30 years after it was given independence. In 1997, the Bank of England was granted autonomous powers to set interest… The post MPs to examine BoE’s role after 30 years of independence appeared first on Mortgage Strategy.
