Market Financial Solutions has made an application to the court to enter into administration. The property finance lender says this step has been taken to protect employees, investors and stakeholders while the business works through an unexpected banking-related issue. The decision follows a temporary restriction… The post Market Financial Solutions enters administration appeared first on Mortgage Strategy.
This week’s top headlines: NatWest, Barclays and Virgin make rate changes and FCA boss talks mortgage risk trade-offs in candid chat. Explore these and other major industry updates below: NatWest, Barclays and Virgin make rate changes NatWest, Barclays, Virgin Money and Santander UK have… The post Mortgage Strategy’s Top 10 Stories: 16 Feb to 20 Feb appeared first on Mortgage Strategy.
For much of the past three years, commentary around the mortgage and housing markets has focused on what could go wrong. Higher interest rates, persistent cost-of-living pressures and repeated economic shocks prompted predictions of a sharp correction and a prolonged downturn in lending. Moving into… The post Give clients the good news: Imla appeared first on Mortgage Strategy.
Due to the gift that is LinkedIn, I realised last month that I have now worked at Countrywide Surveying Services for ten years and during that time I have seem several shifts in valuation practice, some gradual and others arriving quickly and staying. Desktop valuations… The post Blog: How virtual inspections are changing the risk profile of desktop decisions appeared first on Mortgage Strategy.
Almost one in 10 firms signing up to the FCA register in H2 2025 gave mortgage advice, according to analysis by ISS Market Intelligence. ISS found that 3,331 firms joined the FCA register in the period, of which 9.4%, or 316, give mortgage advice. Additionally,… The post Nearly one in 10 firms joining FCA register gives mortgage advice appeared first on Mortgage Strategy.
Homebuyers paid £899m in Stamp Duty Land Tax in January, according to the latest HMRC statistics – up 6% from the £848m paid in January last year. January is typically a quieter month for home purchases, as many buyers avoid completing over the festive period.… The post House buyers paid £899m in Stamp Duty in January appeared first on Mortgage Strategy.
Fixed-rate mortgage pricing was flat this week, according to the latest Moneyfacts rate watch analysis. Moneyfacts found that the typical two-year fix price was 4.85%, down 1bps from last week, while the average five-year fixed rate was unchanged at 4.97%. The bigger picture was for… The post Fixed rate mortgage pricing flat for a second week, says Moneyfacts appeared first on Mortgage Strategy.
Inheritance tax (IHT) receipts reached £7.1 billion from April 2025 to Jan 2026, according to HM Revenue & Customs (HMRC) data released this morning. That is £100m higher than the same period last year. The Office for Budget Responsibility forecast that IHT will raise £9.1billion… The post Inheritance tax receipts rise to £7.1bn in 10 months appeared first on Mortgage Strategy.
Whitehall Lending has re-joined the Bridging & Development Lenders Association (BDLA) as a lender member. Whitehall Lending provides bridging, short-term, auction and development finance with loans from £100,000 up to £20 million. The BDLA now has 55 lender members, with a collective loan book of… The post Whitehall Lending rejoins the BDLA appeared first on Mortgage Strategy.
The Santander ‘Fixing the Broken Chain’ report published in Q3 last year, laid bare the true cost of inefficiency across the UK housing market – and it’s bigger than anyone imagined. According to the research, a staggering 530,000 property transactions fail every year, costing consumers… The post Blog: Why lenders and conveyancers must collaborate to fix a £1.5bn market problem appeared first on Mortgage Strategy.
