Fixed-rate mortgage pricing was almost flat this week, according to the latest Moneyfacts rate watch analysis. Moneyfacts found that the typical two-year fix price was 4.86%, unchanged from last week. The average five-year fixed rate rose by 1bps to 4.97%. The overall flat nature of… The post Fixed-rate mortgage prices flat this week, says Moneyfacts appeared first on Mortgage Strategy.
Court waiting times to process legitimate repossession cases by landlords have increased, according to analysis of government data by the National Residential Landlords Association (NRLA). That is despite a fall in the number of cases brought to the courts, the NRLA said. Statistics published by… The post Landlords despair at rising court wait times appeared first on Mortgage Strategy.
Countrywide Surveying Services (CSS), has promoted Sarah Chalmers-Stevens to associate director, learning & development. She joined CSS as a graduate in 2004 and spent many years surveying across the Southwest and South Wales, progressing to managing surveyor and later regional manager. For the past five… The post CSS promotes Chalmers-Stevens to L&D role appeared first on Mortgage Strategy.
Specialist lender ModaMortgages, has announced it is cutting rates by up to 20bps on selected two-year fixed rates from its limited edition range. Rates for 75% LTV single dwelling products now start from 2.79%, while rates for 80% LTV single dwelling products start from 3.39%.… The post ModaMortgages cuts rates by up to 20bps; Stafford BS reduces SVR appeared first on Mortgage Strategy.
The North West of England has greatest HMO share in UK, according to Lendlord Q4 2025 HMO report Drawing on sample data of 1,158 HMO properties, the report reveals regional trends in property values, rental yields, and market distribution. The North West has the highest… The post North West has highest HMO share in UK: Lendlord appeared first on Mortgage Strategy.
Just over half (51%) of landlords raised rents during the past 12 months, according to The Deposit Protection Service (The DPS). That is a fall of 2 percentage points from 53% in the same period of the year before. The organisation’s Private Rented Sector Review,… The post Half of landlords raised rents in the last year appeared first on Mortgage Strategy.
Together has launched its Premier for Intermediaries team, which will support brokers and their clients with larger funding requirements. Providing a tailored service for both personal and commercial cases over £1 million, the Together team promises underwriting assistance, guidance and fast, bespoke solutions. The team… The post Together launches larger loans team Together for Intermediaries appeared first on Mortgage Strategy.
Nationwide will cut fixed mortgage rates by up to 16bps for new and existing customers, while TSB is making cuts of up to 10bps. The cuts will apply across two, three and five-year fixed rate products. This now means Nationwide’s lowest rate now stands at… The post Nationwide and TSB cut fixed rates for new and existing customers appeared first on Mortgage Strategy.
Almost 37,000 first-time buyers were liable for stamp duty in the year to last April, with an average bill of £4,073, new analysis suggests. A Freedom of Information request by money app Plum revealed that approximately one in four first-time buyers had to pay the… The post A quarter of FTBs paid stamp duty before last year’s shake-up appeared first on Mortgage Strategy.
Mortgage arrears and possessions both fell in the fourth quarter of 2025, UK Finance reveals. UK Finance says there were 80,490 homeowner mortgages in arrears of 2.5% of more of the outstanding balance, 4% fewer than Q2. The overall proportion of mortgages in arrears remains… The post Mortgage arrears and possessions fell in Q4: UK Finance appeared first on Mortgage Strategy.
