Mortgages

Paragon hires Waterhouse as BTL BDM

Paragon Bank appointed Sam Waterhouse as business development manager in its buy-to-let (BTL) mortgages sales team. Waterhouse brings more than 14 years of industry experience, rejoining Paragon following a two-year tenure as Landbay’s business development manager for the Midlands region. He initially spent 12 years… The post Paragon hires Waterhouse as BTL BDM appeared first on Mortgage Strategy.

The Right Mortgage launches The Right Packager arm

The Right Mortgage (TRM) has launched a new arm, The Right Packager. The Right Packager is an in-house packager service that lets advisory firms place challenging mortgage cases that may previously have fallen outside of mainstream lending criteria. TRM said The Right Packager has been designed… The post The Right Mortgage launches The Right Packager arm appeared first on Mortgage Strategy.

Construction output falls for third consecutive month: ONS

Total construction output is estimated to have fallen by 2.1% in the fourth quarter of 2025 compared to Q3, the Office for National Statistics reveals. The latest data shows that new work and repair and maintenance both fell by 2.6% and 1.5%, respectively. Seven out… The post Construction output falls for third consecutive month: ONS appeared first on Mortgage Strategy.

The Mortgage Strategy Awards 2026 – judging process underway

Mortgage Strategy is pleased to confirm that this year’s entries are now being reviewed by our panel of independent industry experts. Carefully selected for their experience, credibility and insight, our judges play a vital role in ensuring a rigorous, fair and transparent awards process. Mortgage… The post The Mortgage Strategy Awards 2026 – judging process underway appeared first on Mortgage Strategy.

Blog: Shaping the future of AI starts with understanding customer vulnerability

The FCA’s review into the use of AI across retail financial services is a timely and welcome intervention. We already find ourselves in a position where AI is rapidly moving from experimentation to implementation –in all walks of life. Financial services is absolutely no exception.… The post Blog: Shaping the future of AI starts with understanding customer vulnerability appeared first on Mortgage Strategy.

Mojo sees 61% jump in buyers securing 95% LTV deals

The percentage of borrowers securing deals at 95% loan-to-value has increased by 61% from 2024 to the start of this year, new analysis by Mojo suggests. In 2024, it says that 7.7% of its customers secured a mortgage at 95% LTV or higher, while in… The post Mojo sees 61% jump in buyers securing 95% LTV deals appeared first on Mortgage Strategy.

Scottish Building Society unveils one-click applications

Scottish Building Society has unveiled one-click mortgage applications for select brokers. The quicker applications are powered by software called FastSubmit, from Instamo. FastSubmit removes the need for brokers to manually key cases into lender portals. The solution automatically puts structured application data directly into lender systems,… The post Scottish Building Society unveils one-click applications appeared first on Mortgage Strategy.

StreamBank hires Binnie and Davies

StreamBank has hried Kendyl Binnie and Denise Davies to support broker growth. Binnie has joined as business development manager, while Davies strengthens the bank’s underwriting team as a senior underwriter. Binnie brings six years’ experience in specialist lending, including first and second charge loans, short… The post StreamBank hires Binnie and Davies appeared first on Mortgage Strategy.

Nationwide allows mortgage deeds to be signed digitally

Nationwide to allow a mortgage deed to be signed electronically and without the need for a witness. Anyone purchasing a property or looking to remortgage with Nationwide will now be able to sign their mortgage deed electronically, if their solicitor or conveyancer is set up… The post Nationwide allows mortgage deeds to be signed digitally appeared first on Mortgage Strategy.

One in four adults lack financial confidence, says Pepper

Nearly one in four UK adults (24%) say they lack confidence when comparing financial products, according to research from specialist lender Pepper Money. The lender said this shows widespread uncertainty around everyday money decisions, from choosing credit options to knowing which debts to prioritise. The findings… The post One in four adults lack financial confidence, says Pepper appeared first on Mortgage Strategy.

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