Mortgages

Hope Capital launches Dual+

Hope Capital Property Finance has launched Dual+, a new residential bridging product designed to support deals with urgent completion deadlines. Dual+ is available at 75% loan-to-value (LTV) at 0.79%, and is aimed at borrowers requiring funding for residential purchases, refinances, capital raises and cosmetic light… The post Hope Capital launches Dual+ appeared first on Mortgage Strategy.

Virgin, Newcastle and HTB make product changes

Virgin Money has announced buy-to-let (BTL) product transfer changes, with new products and rate reductions, effective tomorrow (27 January). The new products include two-, three- and five-year fixed rates with a fee of £1,495 with rates starting from 3.84%, 3.89% and 4.04% respectively. The lender… The post Virgin, Newcastle and HTB make product changes appeared first on Mortgage Strategy.

Equity release market grew 11% in 2025: ERC

The equity release market grew 11% in 2025, the Equity Release Council reveals. The ERC’s Q4 report showed that total annual lending increased from £2.3bn in 2024, to £2.57bn in 2025. More than a quarter (26%) of advisers responding to the council’s latest survey say… The post Equity release market grew 11% in 2025: ERC appeared first on Mortgage Strategy.

TMG Mortgage Network promotes Lister

TMG Mortgage Network has promoted Amy Lister to training and development manager. Lister takes on her new role with more than 20 years of experience in the mortgage industry. She has worked across mortgage administration, adviser support, compliance, suitability checking and para-planning. Under Lister’s leadership,… The post TMG Mortgage Network promotes Lister appeared first on Mortgage Strategy.

Principality announces £20m partnership with Rochdale

Principality Commercial, the commercial arm of Principality Building Society, has announced a £20m partnership with Rochdale Boroughwide Housing Limited, marking its first lending agreement with an England-based housing association. Rochdale Boroughwide Housing Limited is the UK’s first mutual housing society, co-owned by its tenants and… The post Principality announces £20m partnership with Rochdale appeared first on Mortgage Strategy.

Network growth outpaces DA market for another year

The mortgage network sector continued its upward trajectory in 2025, recording a net increase of 275 appointed representative (AR) firms across the top 30 networks holding mortgage permissions. This growth stands in stark contrast to the directly authorised (DA) market, which contracted by 247 firms… The post Network growth outpaces DA market for another year appeared first on Mortgage Strategy.

Mortgage Strategy’s Top 10 Stories: 19 Jan to 23 Jan

This week’s top headlines: Mortgage Advice Bureau buys Dashly for £2.8m and the biggest January house price bounce for 25 years. Explore these and other major industry updates below:  Mortgage Advice Bureau buys Dashly for £2.8m Mortgage Advice Bureau has acquired data firm Dashly… The post Mortgage Strategy’s Top 10 Stories: 19 Jan to 23 Jan appeared first on Mortgage Strategy.

Lender rate cutting spree slowing down, says Moneyfacts

The pace of mortgage lender rate cuts is slowing and this trend may continue, according to the latest Moneyfacts rate watch. Moneyfacts said the average two- and five-year fixed rates are down to 4.77% and 4.86%, falling by just 1bps each since last week. Last… The post Lender rate cutting spree slowing down, says Moneyfacts appeared first on Mortgage Strategy.

Gatehouse partners with Algbra Group to help overseas buyers

 Gatehouse Bank has released further details of its strategic partnership with London-based, Shariah-compliant financial technology firm, Algbra. UK expats and international residents acquiring a home or investment property in England and Wales with Gatehouse Bank will be offered the chance to apply for a UK… The post Gatehouse partners with Algbra Group to help overseas buyers appeared first on Mortgage Strategy.

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