For much of its modern history, bridging finance has been viewed as a product of necessity rather than intent. It was the solution deployed when timelines collapsed, chains broke or traditional lenders proved too inflexible to meet real‑world demands. In short, bridging was reactive –… The post Blog: How advisers are reframing the role of bridging finance appeared first on Mortgage Strategy.
Second charge mortgage new business volumes rose 27% by volume and 28% by value in November 2025, according to figures from the Finance & Leasing Association (FLA). There was £203 million of new business agreed in November, up 28% and 3,934 new agreements in the… The post New second charge business grows 27%: FLA appeared first on Mortgage Strategy.
This week’s top headlines: Scotland to bring in ‘mansion tax’ on £1m-plus homes and Nationwide launches lowest rate at 3.50% Explore these and other major industry updates below: Scotland to bring in ‘mansion tax’ on £1m-plus homes The Scottish Government will introduce a “mansion… The post Mortgage Strategy’s Top 10 Stories: 12 Jan to 16 Jan appeared first on Mortgage Strategy.
The first two weeks of January have seen the highest number of homes for sale at the start of the year for the last eight years, analysis by Zoopla shows. It found there were an average of 32 homes listed for sale per estate agency… The post Number of homes listed for sale in early Jan is highest for 8 years: Zoopla appeared first on Mortgage Strategy.
United Trust Bank has introduced new ‘Super Prime’ and ‘Specialist’ second charge product ranges alongside a series of rate changes. The second charge range now has five product tiers to support broader customer circumstances. The Super Prime product is available up to 90% LTV for… The post United Trust Bank unveils two second charge ranges appeared first on Mortgage Strategy.
Despite early signs of renewed momentum towards the end of December, property transaction activity in the fourth quarter was dampened by hesitation, Landmark Information Group’s fourth quarter report reveals. This comes as external economic and fiscal factors continued to cause buyers and sellers to delay… The post Hesitation dampened Q4 property transaction activity: Landmark appeared first on Mortgage Strategy.
Foxtons has reported an increase in revenue, but profits remained broadly flat for 2025 in an end-of-year trading review. The unaudited figures indicate the estate agency chain’s revenue was £172 million, up by around 5% on the previous year. Its operating profits were £22m, down… The post Foxtons reports revenue up but profits flat for 2025 appeared first on Mortgage Strategy.
Stonebridge has hired Liz Obee as national recruitment manager. Obee brings with her extensive experience in the mortgage sector having previously worked as a mortgage and protection adviser for over 10 years. Her earlier career included stints at Countrywide and Moneysprite, before she spent two… The post Stonebridge hires Obee as national recruitment manager appeared first on Mortgage Strategy.
The supply of secured household credit is rising, with the trend set to continue, according to the latest Bank of England credit conditions survey. The survey found that the availability of secured credit to households increased in the three months to the end of November… The post Household credit supply is rising, lenders say appeared first on Mortgage Strategy.
New data obtained through a recent Freedom of Information (FOI) request to the FCA by Network Consulting, seeking the total number of Directly Authorised (DA) intermediary firms and advisers operating in the retail advice space across both wealth and mortgages, reveals a market undergoing significant… The post DA contraction vs network growth: The new market divide? appeared first on Mortgage Strategy.
