Aspen is cutting bridging rates by 60bps on all its loans to UK developers and foreign national investors. The lender’s heavy refurbishment bridge is available at 0.74% per month at 80% LTV and its residential & development exit is now 0.74% per month at 75%… The post Aspen cuts bridging rates by 60bps appeared first on Mortgage Strategy.
Market Harborough Building Society has made rate reductions and lowered its standard variable rate (SVR. The society’s SVR has been lowered by 0.15% to 7.24%, while two-year fixed rates have been trimmed by 0.05%. It has also dropped its tier one and two monthly bridging… The post Market Harborough and Kensington cut rates appeared first on Mortgage Strategy.
Running costs continue to rise across the private rented sector, with maintenance and repairs now absorbing close to 40% of total landlord expenditure in some instances, Pegasus Insight research reveals. The Q3 2025 Landlord Trends report reveals that property maintenance and repairs remain the single… The post Landlords spend 25% to 45% of rental income on running costs: Pegasus appeared first on Mortgage Strategy.
Suffolk Building Society has combined two of its core lending areas to serve expat borrowers looking to build their own home. The new expat self build and renovation product launches with a two-year discount at 6.05% (SVR minus 1.69%), up to £1 million, up to… The post Suffolk BS unveils expat self-build proposition appeared first on Mortgage Strategy.
Gen H has made rate cuts across the majority of its range, effective today at 5:30pm. The changes include a reduction of 20 basis points to two-year rates at 60% loan-to-value (LTV), 18 bps to five-year rates at 95% LTV and 15 bps to two-… The post Gen H trims prices by up to 20bps appeared first on Mortgage Strategy.
Enthusiasm for technology and artificial intelligence (AI) in the mortgage industry has never been stronger. The demand for events such as Mortgage Strategy’s MIT Live [which is covered in the MS December/January digital issue] shows just how keen brokers are to understand what’s coming and… The post Comment – Technology enhances judgement; it doesn’t replace it appeared first on Mortgage Strategy.
April Mortgages has strengthened its distribution capability with a trio of new appointments to support growth in 2026. Lewis Chinyou-Robinson has been appointed national account manager, taking responsibility for deepening partnerships with key distributors and driving service excellence.He joined April in December 2024 within operations.… The post April Mortgages chases growth with trio of appointments appeared first on Mortgage Strategy.
HSBC UK has reduced in buy-to-let (BTL) affordability stress rates for domestic customers. The bank says the change will support landlords wider lending needs with increased choice in the market. This follows the launch of 80% LTV mortgage products in March 2025 and the launch… The post HSBC UK reduces BTL stress rate appeared first on Mortgage Strategy.
Net mortgage approvals for house purchase, which is an indicator of future borrowing, fell by 500 to 64,500 in November, according to the latest Bank of England Money & Credit data. By contrast, approvals for remortgaging (which only capture remortgaging with a different lender) rose… The post Mortgage approvals dip but industry points to resilient market appeared first on Mortgage Strategy.
Mortgage rates have barely budged at the start of 2026, according to Moneyfacts, with just four lenders making any price changes this week. Moneyfacts said the average two-year fixed rate is now 4.83%, compared to 4.82% in Moneyfact’s last Rate Watch. The typical five-year fixed… The post New year mortgage rates barely budging, says Moneyfacts appeared first on Mortgage Strategy.
