Leeds Building Society has made reductions of up to 0.26% across its mortgage range to support first-time buyers and home movers. The lender is making reductions on 169 products across its range of mainstream and interest-only mortgages. With the average property in the UK valued… The post Leeds BS cuts rates by up to 0.26% for FTBs appeared first on Mortgage Strategy.
UK house price growth slowed to 0.6% in the year to December 2025, down from 1.8% in the year to November, according to Nationwide’s latest house price index. The 0.6% figure is the lowest annual rate since April 2024, the lender said. The typical house… The post House price growth dips as 2025 ends, says Nationwide appeared first on Mortgage Strategy.
Affordability remains a challenge for many would-be homeowners, with house prices still outpacing wage growth in several regions. However, we recently released new analysis of Land Registry data that will come as great news for aspirational homeowners and the brokers who support them. Our analysis… The post Comment – Purposeful action succeeds appeared first on Mortgage Strategy.
The team at Mortgage Strategy would like to wish all our readers a merry Christmas and a happy New Year. It has been a busy year for MS, with new events like MIT Live (which will return next year) and the launch of MS Next… The post Christmas message from Mortgage Strategy appeared first on Mortgage Strategy.
Welcome to the MS Christmas quiz – 82 general knowledge questions with a few mortgage related ones just to keep you honest. All the answers are at the bottom – good luck and no Google searching! Happy Christmas!! 1 Who directed the films Elephant… The post Mortgage Strategy Bumper Christmas Quiz appeared first on Mortgage Strategy.
Property management and finance platform Lendlord has published the results of its latest landlord survey, revealing that 66% of landlords are planning growth activity, including acquisitions, refinancing and refurbishments, despite increased uncertainty following the recent Budget. The survey, titled Navigating Change: Landlord Sentiment in a… The post Lendlord survey shows 66% of landlords planning for growth appeared first on Mortgage Strategy.
The Mortgage Finance Gazette (MFG) Rated for Service rankings return for the fourth year running, in collaboration with The Openwork Partnership and Mortgage Strategy. Recognising exceptional performance in 2025, these are the only annual rankings that celebrate service in the UK mortgage lending industry. Mortgage… The post MFG RFS 2026 launch – Positive feedback: Interview with Paul Shearman/David Booth appeared first on Mortgage Strategy.
Brokers that do not use artificial intelligence (AI) will eventually be replaced by those that do, according to Mortgage Advice Bureau (MAB) innovation director Matt Lowndes. Speaking at an AI session at the Mortgage Strategy MIT Live event in London, Lowndes predicted that AI would… The post MIT Live: ‘Brokers that don’t use AI will be replaced by those that do’ appeared first on Mortgage Strategy.
For years, the mortgage market has been encouraged to believe that automation would steadily take the weight out of the advice process. Faster fact-finds, integrated platforms, streamlined sourcing, automated income verification — each step promised a little more efficiency and a little less friction. In… The post Tech Watch: Future of advice isn’t automation – it’s interpretation appeared first on Mortgage Strategy.
More than 100,000 mortgage borrowers opted for ultra-long loans last year, reveals analysis by Compare the Market of Financial Conduct Authority (FCA) data. The analysis found that the number of sales of regulated mortgages with repayment periods stretching more than 35 years reached 116,276 in… The post Borrowers taking out ultra-long mortgages more than triples since 2020: Compare the Market appeared first on Mortgage Strategy.
