Demand among renters has fallen by 14% over the last year, while the number of homes available for rent has increased by 11% over the same period, Zoopla reveals. Zoopla’s latest rental market report show the result has been less competition between renters with 4.8… The post Renter demand falls 14% in last 12 months: Zoopla appeared first on Mortgage Strategy.
Nottingham Building Society has announced a new series of lending enhancements, with the highlight being the inclusion of ex local authority flats. The society will now lend on any flats previously owned or managed as social housing but now part of the private market -… The post Nottingham BS broadens lending criteria for ex-local authority flats appeared first on Mortgage Strategy.
For brokers, the underwriting department is where a mortgage application’s fate is decided, with the underwriter acting as the gatekeeper to approval. With a high volume of borrowers coming off historically low fixed-rate mortgages over the past year, lenders’ underwriting teams have been busy. For… The post MFG Rated for Service 2026 – Processing that performs appeared first on Mortgage Strategy.
Average two- and five-year fixed rate mortgage rates have both topped 5% as the inflationary impact of the Middle East conflict causes lenders to rush to reprice. The average two-year fix is now 5.01%, up from 4.84% on March 6, while the typical five-year fix… The post Average fixed rate tops 5% as lenders rush to reprice: Moneyfacts appeared first on Mortgage Strategy.
TSB is hiking prices across all its products by 50 basis points. The lender has emailed brokers to say that it is making price rises across the board on residential, buy-to-let, product transfer and additional borrowing by half a percentage point tomorrow. The move comes… The post TSB to hike ALL products by 50bps appeared first on Mortgage Strategy.
The share of gross mortgage advances with loan-to-value (LTV) ratios exceeding 90% increased by 0.9% in Q4 2025 from the previous quarter to 8.3%, the Financial Conduct Authority and Prudential Regulation Authority reveals, representing the highest share since Q2 2008 and was 2.1% higher than… The post Mortgage advances with high LTVs reaches highest share since 2008: FCA appeared first on Mortgage Strategy.
Vida Homeloans pulled its entire buy-to-let new business range yesterday with no warning, while other lenders have given notice of BTL withdrawals today amid “exceptional” conditions. Aldermore, Quantum, Rely and Interbay have all announced they will be repricing BTL and commercial products this afternoon. In… The post BTL lenders pull entire ranges amid ‘exceptional’ volatility appeared first on Mortgage Strategy.
The UK’s private rented sector (PRS) has experienced its largest decline this century, falling by £48 billion in value in 2025, Savills reveals. However, Savills data shows that the value of owner occupied housing stock rose by £185bn in 2025 as the number of mortgage… The post UK PRS experiences a £48bn contraction in 2025: Savills appeared first on Mortgage Strategy.
The Middle East war is likely to cause higher inflation in 2026, according to the latest British Chambers of Commerce (BCC) economic forecast. The BCC said the ongoing conflict is also set to cause slow growth this year, no cuts to Bank of England base… The post Inflation to rise on back of Iran war, says British Chambers of Commerce appeared first on Mortgage Strategy.
Barclays is raising prices across many products by 10 basis points, Accord is increasing some by up to 28bps and Gen H is hiking rates up to 20 basis points for the second time in a week. NatWest and Leeds Building Society both put rates… The post Barclays, Accord and Gen H are latest to hike rates appeared first on Mortgage Strategy.
